XIII. [or XIV.] The amount of a loss insured against is payable to the insured in thirty days after proof of loss and interest is given to the insurer. XIV. [or XV.] This insurance may be terminated at any time by the insured, on notice to the insurer; in which case the insurer must refund all premium paid in excess of the customary short rates for the time the policy has been in force. It may also be terminated by the insurer, upon giving notice to the insured, and refunding to him a ratable proportion of the premium paid, according to the time that the policy has been in force. [Signature.] No. 15. POLICY OF LIFE INSURANCE. This Policy of Life Insurance, made the .... day of... between A. B. [name of insurer], of ........ in the year That in consideration of a premium of.... witnesseth: dollars, being at the rate of ...... per cent. upon the amount of insurance, now received from the said C. D. [and of the annual premium of.. .... dollars, to be paid on or before the .... day of ........., in every year during the period insured], the said A. B. INSURES him to the extent of .. dollars, upon the life of [name of person whose life is insured]. of This insurance is made upon the following terms: I. The period during which this insurance is to continue is the life ... [or, from .... II. The amount to be paid in case of the death of the said is... paid to dollars [with participation in profits], which is to be [his executors, administrators or assigns, or, if the policy is issued to the wife of the person whose life is insured, for her sole use, or, in case of her death, to her children, or their guardian, for their use, or, if she leaves no child, then to her executors or administrators], at in sixty days after notice and proof of the death of deducting therefrom so much of the pre mium for the then current year as may be unpaid. III. If, without the written consent of the insurer, the person whose life is insured passes beyond the boundaries of the United States of America, otherwise than into Canada, Nova Scotia, or New Brunswick; or passes west of the 100th degree of west longitude, or north of the 50th degree of north latitude; or between the 1st of July and the 1st of November passes south of 36 degrees, 30 minutes of north latitude; or enters upon a voyage on the high seas; or becomes personally engaged in blasting, mining, submarine operations, or in the production of highly inflammable or explosive substances, or in working a steam-engine in any capacity, or in service or labor upon any railroad or in any kind of navigation, or in any military or naval service (other than that of the militia when not actually employed in military operations), the insurer shall not be liable to any payment under this policy, in case of his death while so situated or engaged, or in case of his death from any disease contracted or injury suffered while so situated or engaged, and the insurer may in any such case terminate this policy. IV. If the person whose life is insured commits suicide, or dies from an injury suffered in a duel in which he is in any way engaged, or suffered in consequence of the violation of a penal law, or if the representations made upon the application for this policy are in any material respect untrue, this policy shall be void. V. Upon the expiration of this policy, or in case it is now or hereafter becomes void, all payments made thereon shall belong to the insurer. VI. If this policy is transferred or hypothecated, proof of the right of the holder to receive the amount of insurance must be given to the insurer sixty days before payment can be required. [Signature.] INDEX. Page. ABANDONED, finder of thing, not bound to keep for original owner,.. of husband by wife, relieves him from duty of support,. defined,... may be made, in what cases,. at what time,... how, must be absolute and total,. 292 25 30 34 34 436 436 436 437 437 437 ABLE and willing, party offering performance must be,. party need not offer payment, when,.. ABSENCE, effect of, upon marriage,. 623, 624 12 may cancel acceptance, when,.... acceptance of consideration is,. of benefit of transaction, effect of,.. of part of thing sold, when necessary, of guaranty, notice of, when necessary,. ACCEPTOR of bill of exchange must write acceptance, how, bound by acceptance separate from bill, when,. admits what, by acceptance,. for honor, defined,.. duties and rights of,.. ACCESSION to real property,. of fixtures,. of alluvion, 235 235 235 236, 365 270 455 550 551 551 552 552 553 134 134 134 ACCIDENT, error in contract caused by, to be corrected, deposit by, must be accepted, thing gained by, held in trust, 137 143, 638 483 Page. all other, void, ... ...... ment, ACCOUNT, employee must render,. for what trustee must, for what partner must,. ACCUMULATIONS of income, certain, allowed, void direction for, does not vitiate the remainder of the instru certain allowances may be made out of, ACKNOWLEDGMENT of certificate of marriage,.. of indenture of apprenticeship,. . . . of consent to transfer of indenture, officer must know person making,. certificate of, . 311 333 385, 390 63 63 64 64 18 47 49 97 99 152 154 155 155 156 certificate to be annexed to,. 157 of certificate of formation or change of special partnership,. See ACCESSION-OCCUPANCY-SUCCESSION-TRANSFER - WILL. for injury to inheritance, who may maintain,.. 82 401 ADEMPTION of legacy, advancement or gift deemed, when,.. when a sign of undue influence, trustee may not use influence to obtain,. See FRAUD-TRUST-TRUSTEE- UNDUE INFLUENCE. 190 178 230 ....... 231 352 |