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CORRESPONDENCE.

This department being open to free discussion on all Professional topics, the Editor does not hold himself responsible for any opinions or statements contained in it.

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THE INSURANCE ACT.-In reply to "Country Solicitor," the amount a solicitor has to pay under the Insurance Act is 3d. a week. The clerk himself has to find 4d. Some solicitors are not so generous as "Country Solicitor." Their clerks are poorly paid at the best of times, and in illness have nothing. In one case reported last year a clerk even had to sue his employer to recover moneys wrongly deducted from his wages in the nature of fines which had been charged for the most trivial matters. This clerk had the courage to proceed against his employer-a right which most married men would not dare to exercise. The poor clerk who is married and feels the children, as Erskine said, "Plucking at his robes and crying, 'Now is the time, father, to get us bread,' is glad of this opportunity of getting 10s. a week whilst ill. To these the Act is a blessing. The clerk who is assisted as the the clerks of "Country Solicitor" are always remember and appreciate the blessings of working under such employers. I know from experience that the clerk who is thus assisted, providing he is paid proper wages, has a lasting place for his employer in his affections. His work is accomplished in the light of his employer's interest, and he is more accurate and trustworthy, and always a saving to his employer's pocket. And why? Because the affection and added interest have put life into "the dry bones of the law." Is this affection to be bartered away because of a mere 3d. a week? The question is not a onesided question of principle, because the clerk's payment exceeds the amount payable by the employer. Both contribute; both benefit. Audi alteram partem. A COUNTRY CLERK.

THE COURTS AND COURT PAPERS.

CIRCUITS OF THE JUDGES.-SUMMER
ASSIZES 1912.

Notice.-In cases where no date in parentheses is appended to the names of the circuit towns, both civil and criminal business must be ready to be taken on the first working day; in other cases the date appended indicates the day before which civil business will not be taken. In the case of circuit towns to which two judges go there will be no alteration in the old practice. SOUTH-EASTERN (Lord ALVERSTONE, C.J., 2; BRAY, J., 1). Guildford, Tues., July 2 (Fri., July 5) | Lewes, Thurs., July 11 (Mon, July 15). NORTH and SOUTH WALES (RIDLEY and LUSH, JJ.). Chester (2) Friday, July 5 | Swansea (2), Thursday, July 11.

NORTHERN (DARLING, J., 2; BUCKNILL, J., 1).

Manchester (2), Monday, July 1.

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WHERE TO FIND YOUR LAW.-Being a Discursive Bibliographical Essay upon the various Divisions and Subdivisions of the Law of England, and the Statutes, Reports of Cases, and Text Books containing such Law, with Appendixes for Facilitating Reference to all Statutes and Reports of Cases, and with a Full Index. By ERNEST ARTHUR JELF, M.A., of New College, Oxford, Barrister-at-Law of the Honourable Society of the Inner Temple, and of the SouthEastern Circuit. Third Edition, greatly Enlarged, price 10s. 6d., post free.-HORACE Cox, "Law Times" Office, Windsor House, Bream's-ildings, E.C.-ADVT.]

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GAZETTE, JUNE 21.

To surrender at the High Court of Justice, in Bankruptcy. CLARE, EDWARD JAMES FRANCIS (trading as E. Clare and Co.), Chiswellst, woollen merchant. June 19.

COOPER, EDWARD GEORGE, Gipsy Hill, gentleman. June 18
DIGBY, EDWARD EVERARD, late Northumberland-av. June 11.

To surrender at their respective District Courts.
BUMBY, WILLIAM, Thirsk, grocer. Ct. Northallerton. June 18.
BAKER, WILLIAM (trading as William Baker and Son), Halifax, baker.
Ct. Halifax. June 18.
CARROLL, SAURIN MICHAEL, Southsea, tobacconist. Ct. Portsmouth.

June 17.

COOKSON, ERNEST S., Richmond. Ct. Northallerton. June 17.
CLARK, JOHN RIMINGTON, Kirkby Stephen, miller. Ct. Kendal. June 18.
DUNDAS, SIR LORENZ G. DUNDAS, East Molesey. Ct. Kingston, Surrey.
June 18.

June 17.

DAVIS, WILLIAM GEORGE, Cheltenham, fish frier. Ct. Cheltenham. DAVIES, BENJAMIN, Chester, stationer. Ct. Chester. June 18.

EATON, MONTAGUE; EATON, VICTOR; and EATON, MADELINE (trading as
John Eaton and Co.), Birmingham, gas fittings manufacturers.
Birmingham. June 18.
Ct.

FINLAY, HENRY, St. Helens, brewer. Ct. Liverpool. June 19
HOLDER, FRANK, East Grinstead, jobbing carpenter. Ct. Tunbridge Wells.

June 18.

HARBOURNE, HENRY JOHN, Worcester, boot maker. Ct. Worcester.

June 19.

HOLMES, FRANK HENRY (trading as F. H. Holmes and Co.), Manchester,
narrow fabric manufacturer. Ct. Manchester. June 18.
HORTON, WILLIAM HENRY, Manchester, motor engineer. Ct. Manchester.
June 18.

HERVEY, GEORGE EDWARD, Eastbourne, gas engineer. Ct. Eastbourne and
Lewes. June 18.

JACKS, JACK (trading as Jacks Brothers), Shrewsbury, draper. Ct.
Shrewsbury. June 17.
June 18.

JOHNSTONE, NELSON, Luton, medical practitioner. Ct. Luton
KENDALL, FRANK MCKINSTRY (trading as Frank Kendall and Co.), late
Poole, horse clothing manufacturer. Ct. Poole. June 17.
LISTON, BEATRICE, Camberley, widow. Ct. Guildford and Godalming.

June 18.

LEWIS, JOHN WILDSMITH (trading as Dorken and Co.), Ross, baker. Ct. Hereford.

June 19.

LYALL, ROBERT HENRY, Nelson, clerk in holy orders. Ct. Burnley.

June 18.

LUMLEY, ALFRED, Norton-on-Tees, gardener. Ct. Stockton-on-Tees. June 15.

MORGAN, THOMAS, late Carnarvon, chip potato dealer Ct. Bangor.

June 18.

June 17.

MORRIS, DAVID PARRY, Rhyl, traveller. Ct. Bangor. June 18.
MILLOTT, JAMES, Mansfield, painter. Ct. Nottingham. June 18.
NICHOL, HENLEY GROSE, Northwood. Ct. St. Albans.
PARNELL, FREDERICK WILLIAM (trading as Parnell, Son, and Co.), Ports-
mouth, tobacconist. Ct. Portsmouth. June 18.
PRESLEY, RAYMOND LIONEL, Bridgwater, watchmaker.
June 17

Ct. Bridgwater.

ROUND, BENJAMIN BERT, Holly Hall, grocer. Ct. Dudley. June 17. SIDEROTTOM, WALTER, late Clayton-le-Moors, chemist. Ct. Blackburn and Darwen. June 19.

SKEARS, WILLIAM WOODWARD, Northampton, grocer. Ct. Northampton. June 18.

TEMPLEMAN, THOMAS, Bridgwater, bootmaker. Ct. Bridgwater. June 17. WHITFIELD, GEORGE JOHN, Birmingham, butcher. Ct. Birmingham. June 17.

WALKER, HARRY JAMES (trading as G. B. Walker and Son), Bristol, coach builder. Ct. Bristol. June 18.

WATCHORN, ROBERT, late Owstan Ferry, baker. Ct. Lincoln. June 17. WOOD, THOMAS, Cheadle, ironmonger. Ct. Stockport. June 17.

Amended notice substituted for that published in Gazette, May 10. BENNETT, JAMES WATSON (trading as Bennett and Beeby, and also as the Bennett Heel and Stiffner Company), Earl Shilton, boot manufacturer. Ct. Leicester. May 6.

GAZETTE, JUNE 25.

To surrender at the High Court of Justice, in Bankruptcy. ABRAHAMS, JOSEPH, Brick-la, Spitalfields, debt collector. June 20. HAMILTON, KATE MURRAY, late Redcliffe sq, spinster. June 21. LEIGHTON, ALFRED WILLIAM EDGAR, and LEIGHTON, SIDNEY ARTHUR WILLIAM (trading as Leighton Brothers and as Wm. Leighton and Co.), Stamford-st, Blackfriars-rd, house furnishers. June 21. TILLEY, THOMAS EDWARD (trading as J. Barker and Son), Richmond-rd, Earl's Court. June 20. TWEED, HUBERT STILLFRIED, Gordon-mansions, Francis-st, broker. June 20 To surrender at their respective District Courts. BANKS, REGINALD SHEVILL, Snainton, nurseryman. Ct. Scarborough June 22

BROWN, WILLIAM HENRY, Pontypridd, builder. Ct. Pontypridd, Ystrady. fodwg, and Porth. June 18. BIRD, CHARLES ERNEST (trading as the Liver Sawdust Company), Liver pool, wood wool merchant. Ct. Liverpool. June 21 BRETTINGHAM, RICHARD EDWARD NOEL, Colchester, insurance inspector Ct. Colchester. June 21.

COHEN, JULIA (trading as J. Black), Bootle, house furnisher. Ct. Liver pool. June 22.

COLE, OWEN, Little Downham, late farmer. Ct Cambridge. June 22.

CATLING, JOHN ROBERT, late Westcliff-on-Sea, advertising representative.
Ct. Chelinsford. June 21.

HUGHES, ROBERT, Llanynghenedl, farmer. Ct. Bangor. June 19.
HEAPS, JOHN, and HEAPS, ROBERT (trading as John Heaps and Son),
Keighley, butchers. Ct. Bradford. June 20.

HUXLEY, OLIVER, Ealing, consulting engineer. Ct. Brentford. June 21.
HAYES, MARY ANN, Sedgley, grocer, widow. Ct. Dudley. June 20.
LARKE, HENRY, Beccles, carpenter. Ct. Great Yarmouth. June 22.
NORTH, SAMUEL ERNEST (trading as North Ellis and Co. and as Atkinson
and Co.), Great Grimsby, timber importer. Ct. Great Grimsby.

June 19.

June 21.

REYNOLDS, WILLIAM BEDDOE, Berrington, farmer. Ct. Shrewsbury.
ROBERTS, ARTHUR, Norwich, plumber. Ct. Norwich. June 21.
REVILL, WILLIAM, Conisborough, butcher. Ct. Sheffield. June 21.
SKILLMAN, W. G., Redbourne, butcher. Ct. St. Albans. June 22.
TIMMIS, ROWLAND, Stoke-on-Trent, plumber. Ct. Stoke-upon-Trent and
Longton. June 22.

TASKER, JOHN (trading as Morgan and Tasker), Bristol, tobacco dealer.
Ct. Bristol. June 22.

WALTERS, CHARLES, Eastleigh, cycle dealer. Ct Southampton. June 21.

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June 17.

EATON, MONTAGUE; EATON, VICTOR; and EATON, MADELINE (trading as John Eaton and Co.), Birmingham, gas fittings manufacturers. Ct. Birmingham. June 18.

HIRSHORE, BARNETT (described in the receiving order and trading as B. Goldstein and Co.), Commercial-rd, Whitechapel, mantle maker. Ct. High Court. June 19.

HARBOURNE, HENRY JOHN, Worcester, boot maker. Ct. Worcester. June 19.

HOLDER, FRANK, East Grinstead, jobbing carpenter. Ct. Tunbridge Wells.
June 18.

HORTON, WILLIAM HENRY, Manchester, motor engineer. Ct. Manchester.
June 18.
LUMLEY, Alfred, Norton-on-Tees, gardener. Ct. Stockton-on-Tees.
June 15.
LEWIS, JOHN WILDSMITH (trading as Dorken and Co.), Ross, baker. Ct.
Hereford. June 19.

LYALL, ROBERT HENRY, Nelson, clerk in holy orders. Ct. Burnley.

June 18.

MILLOTT, JAMES, Mansfield, painter. Ct. Nottingham. June 18.

MORGAN, THOMAS, late Carnarvon, chip potato dealer. Ct. Bangor.

June 18.

NORTON, WILLIAM, late Upper East Smithfield, coffee-house keeper. Ct. Chelmsford. June 19.

POGOSE, NICHOLAS MARCAR (described in the receiving order as Nicholas Pogose), Air-st, Regent-st. Ct High Court. June 19.

PRESLEY, RAYMOND LIONEL, Bridgwater, watchmaker. Ct. Bridgwater.

June 17.

PARNELL, FREDERICK WILLIAM (trading as Parnell, Son, and Co.), Portsmouth, tobacconist. Ct. Portsmouth. June 18.

ROGERS, RALPH STANLEY, South Norwood, motor dealer. Ct. Croydon.

June 18.

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ROUND, BENJAMIN BERT, Holly Hall, grocer. Ct. Dudley. June 17. ROGERS, FREDERICK GARIBALDI, New Burlington-pl, Regent-st, dealer in motor-cars. Ct. High Court. June 18.

SIDEBOTTOM, WALTER, late Clayton-le-Moors, chemist. Ct. Blackburn and Darwen. June 19.

SKEARS, WILLIAM WOODWARD, Northampton, grocer. Ct. Northampton. June 18.

SHACKLOCK, EVERARD, East Kirkby, retired butcher. Ct. Nottingham. June 18.

TEMPLEMAN, THOMAS, Bridgwater, bootmaker. Ct. Bridgwater. June 17. WALTER, GEORGE WILLIAM (trading and described in the receiving order as M. Michelsen and Co.), Finsbury-sq. Ct. High Court. June 19. WILLIAMS, WILLIAM MAURICE, Malden-rd, Kentish Town, builder. Ct. High Court. June 18.

WODEHOUSE, FRANCIS OAKELEY, Queen's Club-ter, Kensington, assistant claims manager Great Northern Railway. Ct. High Court. June 18. WHITFIELD, GEORGE JOHN, Birmingham, butcher. Ct. Birmingham.

June 17.

WALKER, HARRY JAMES (trading as G. B. Walker and Scn), Bristol, coach builder. Ct. Bristol. June 18.

WATCHORA, ROBERT, late Owston Ferry, haker. Ct. Lincoln. June 17. WINSTANLEY. LUKE, Altrincham, tobacconist. Ct. Manchester June 19. WOOSTER, WILLIAM (trading as Wooster and Sons), Bournemouth, baker. Ct. Poole. June 19.

WOOD, THOMAS, Cheadle, ironmonger. Ct. Stockport. June 17.

Amended notice substituted for that published in Gazette, June 7. BAKER, FREDERIC THOMAS, Glasshouse-st, gunmaker. Ct. High Court. June 4.

GAZETTE, JUNE 25.

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June 20.

BUMBY, WILLIAM, Thirsk, grocer. Ct. Northallerton. BROWN, WILLIAM HENRY. Pontypridd, builder. Ct. Pontypridd, Ystradyfodwg, and Porth. June 18.

BIRD, CHARLES ERNEST (trading as the Liver Sawdust Company), Liverpool, sawdust contractor. Ct. Liverpool. June 22

BRETTINGHAM, RICHARD EDWARD NOEL, Colchester, insurance inspector. Ct. Colchester. June 21.

COHEN, JULIA (trading as J. Black), Bootle, house furnisher. Ct. Liverpool. June 22.

CATLING, JOHN ROBERT, late Westcliff-on-Sea, advertising representative. Ct. Chelmsford. June 21.

DUNDAS, SIR LORENZO G. DUNDAS-, East Molesey. Ct. Kingston, Surrey. June 21.

FINLAY, HENRY, St. Helens, brewer. Ct. Liverpool. June 20.

FENNELL, EDWARD FENNER, Reading, farmer. Ct. Reading June 20. HANDFORD, SAM, Manchester, consulting engineer. Ct. Manchester. June 20.

HAYES, MARY ANN, Sedgley, grocer, widow. Ct. Dudley. June 20.

HERVEY, GEORGE EDWARD, Eastbourne, gas engineer. Ct. Eastbourne and Lewes. June 22.

HFAPS, JOHN, and HEAPS, ROBERT (trading as John Heaps and Son).
Keighley, butchers. Ct. Bradford. June 20.

HUGHES, ROBERT, Llanynghenedì, farmer. Ct. Bangor. June 19.
KENDALL, FRANK MCKINSTRY (trading as Frank Kendall and Co.), late
Poole, horse clothing manufacturer. Ct. Pcole. June 22.
LEIGHTON, ALFRED WILLIAM EDGAR, and LEIGHTON, SIDNEY ARTHUR
WILLIAM (trading as Leighton Brothers and as Wm. Leighton and
Co.), Stamford-st, Blackfriars-rd, house furnisher. Ct. High Court.
June 21.
LARKE, HENRY, Beccles, carpenter. Ct. Great Yarmouth. June 22.
MORRIS, DAVID PARRY, Rhyl, traveller. Ct. Bangor. June 20.
NORTH, SAMUEL ERNEST (trading as North Ellis end Co. and as Atkinson
and Co.), Great Grimsby, timber importer. Ct. Great Grimsby.
June 19.

REVILL. WILLIAM, Conisborough, butcher Ct. Sheffield. June 21.
REYNOLDS, WILLIAM BEDDOE, Berrington, farmer. Ct. Shrewsbury.
June 21.

SIMS, ERNEST (trading as Hughes, Sims, and Bunn), Teddington,
auctioneer. Ct. Kingston, Surrey. June 20.
TIMMIS, ROWLAND, Stoke-on-Trent, plumber. Ct. Stoke-upon-Trent and
Longton. June 22.
WALTERS, CHARLES, Eastleigh, cycle dealer. Ct. Southampton. June 22.
Amended notice substituted for that published in Gazette, April 12.
ZAIDENKNOP, MORRIS (known and described in the receiving order as
Ct.
Morris Davis), Farleigh-rd, Stoke Newington, fruit merchant.
High Court. April 4.

Amended notice substituted for that published in Gazette, June 21. WATCHORN, ROBERT, late Owston Ferry, baker. Ct. Lincoln. June 17.

WRIGHT,

ADJUDICATION ANNULLED.

GAZETTE, JUNE 21. EDWARD, Oldbury, property owner. Ct. West Bromwich.

June 18.

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POOLING INSURANCE.

The Corporation also insures risks in connection with FIRE, CONSEQUENTIAL LOSS, BURGLARY, WORKMEN'S COMPENSATION, FIDELITY GUARANTEE, THIRD PARTY, &c., under a perfected Profit-sharing System.

APPLY FOR PROSPECTUS.

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Saturday, 8th June, 1912.

Another

All Fountain Pen Users

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"Record for the Hill.'

Best Performance of the Day on Formula.
First in its Class against 18 Cars of all makes.
The 12 h.p. Talbot at Aston Hill Climb.

Fastest Time of the Day.

The 25 h.p. Talbot at Handpost Hill Climb.

Such were the brilliant performances of the Invincible
Talbots on Saturday, 8th June, demonstrating the
wonderful hill-climbing powers of "the car of a
thousand triumphs."

But Hill-climbing is only one of the many features
which have made the reputation of the Talbot what it
is-its Reliability, Speed, Silence, and Comfort have
won the praise of the Press and Public, and enabled it
to maintain its place in the front rank of British Cars.

INVINCIBLE

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Catalogues and Specifications from-

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SWAN"

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It fills any pen in an absolutely clean manner and at the same time thoroughly washes the nib and ink conductor so that the pen is always

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Sold by all Stationers.
WRITE FOR DESCRIPTIVE CIRCULAR.

IMPORTANT to BARRISTERS.

A great many gentlemen in the Legal Profession have no time to give to the
question of Investments. They are frequently so occupied in important cases
which demand all their time, that they have no opportunity to devote thought as
to the best means of investing their surplus capital, which should not lie idle.
Undoubtedly the best plan for them is to invest in an Endowment Policy in

The Equitable Life Assurance Society of the U.S.

They will get not only the benefit of Life Assurance, but a substantial return
in the shape of an
an Annual Cash Bonus, thus reducing the yearly deposit.

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The EQUITABLE LIFE ASSURANCE SOCIETY of the UNITED STATES.

NOW READY.

Head Office for Great Britain and Ireland :

346, STRAND, LONDON, W.C.

Price £l Is. Od.; post free for cash, 17s. 6d.

A New (SEVENTH) Edition of the

STUDENT'S PROBATE, DIVORCE, AND ADMIRALTY.

By ALBERT GIBSON and ARTHUR WELDON, and

H. GIBSON RIVINGTON, M.A., and A. C. FOUNTAINE.

In preparing this Edition great care has been taken to introduce all New Statutory Enactments and all Decisions of the Court down to the time of going to press.

"The arrangement of this book seems to leave nothing to be desired, and students will probably find that it contains all that is necessary to equip them for examination purposes, and in many points it will serve as a useful guide to the practitioner."-Solicitors' Journal.

"LAW NOTES" LIBRARY,

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Telephone, No. 780 HOLBORN.

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Telegraphic Address: "LAW NOTKS, LONDON.”

A SUBSCRIPTION LENDING LIBRARY OF ENGLISH LAW TEXT-BOOKS

Annual Subscription, commencing

PUBLISHED IN ENGLAND.

TERMS OF SUBSCRIPTION:

Entitling a Member to Books of

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at any Date.

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THE LAW TIMES.

THE JOURNAL OF THE LAW AND THE LAWYERS.

[Registered at G.P.O. Postage within United Kingdom, One Halfpenny; and to Canada at Canadian Magazine Rate.]

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Print of Constitution and details from the Secretary, F. PAWSEY, 8, Regent-street, Barnsley, and 8, Great James-street, Bedford-row, London, W.C.

SCOTTISH EQUITABLE LIFE

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THE

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Transacts the following classes of business:

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If drink, or drugs, you would escape.
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KAIN'S SYSTEM OF SOLICITORS'

BOOK-KEEPING and COSTS.

Twelfth Edition Explanatory Treatise by HENRY
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All Account and Costs Books on Kain's Copyright
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Our 2A Cash Journal, Double Bank Cols., now reduced
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59, CHANCERY LANE, LONDON,

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