Advances for Homes Act Further Amendment Act.—1921. because of any conduct of the worker which, in the opinion "Female dependant" means (a) the widow of a person specified in paragraphs (a), (b), (b) the mother of any deceased unmarried person so I. she is a widow and was, prior to the appoint- II. her husband is so incapacitated as to be unable Cf. ibid., s. 3. 3. 4. (c) any person who proves, to the satisfaction of the Board, Cf. S.A, 1408, 1919, 4. (1) Section 8 of the Advances for Homes Act, 1910, is Amendment of Act amended by substituting for the words "Six Hundred Thousand No. 1018, 1910, s. 8. Pounds" in subsection (2) thereof the words "One Million Two Advances for Hundred Thousand Pounds." (2) The amendment made by this section shall apply only in respect of the financial year ending on the thirtieth day of June, nineteen hundred and twenty-two. Homes Fund. 5. Subsection (5) of section 4 of the Advances for Homes Act Repeal of 1246, Further Amendment Act, 1916, is repealed, and the following 1916, s. 4 (5). subsection is substituted in lieu thereof: (5) No person shall be qualified to make a request under this Persons eligible Act unless 1. such person— (a) is an Australian soldier; (b) is a munition worker; (c) is a war worker; (d) is for advances. Cf. Comm. 35, 1920, s. 2 (c). Advances for Homes Act Further Amendment Act.-1921. (d) is a member of the Young Men's Christian Association and satisfies the Board that he is married, or is about to II. such person is one of the parents of an Australian soldier who has heretofore died or hereafter dies from wounds inflicted, accident occurring, or disease contracted whilst on service in the war which commenced in the year nineteen hundred and fourteen; or III. such person is the female dependant of any person specified in paragraphs (a), (b), (c), (d), or (e) of subdivision 1. of this subsection; or IV. such person is the wife of any person temporarily or permanently insane specified in paragraphs (a), (b), (c), (d), or (e) of subdivision 1. of this subsection. 6. Section 9 of the Advances for Homes Act Further Amendment Act, 1916, is repealed, and the following section is enacted and substituted in lieu thereof: 9. (1) Subject to the provisions of the principal Act (except where the same are inconsistent with the provisions of this section) 1. any person entering into such an agreement as is required by section 7 of this Act may apply to the Board for an advance for the purpose of enabling him to erect on the land comprised in such agreement a dwelling-house as a home for himself and his family: 11. any such person as is referred to in subsection (5) of section 4 of this Act who has not purchased or entered into an agreement to purchase land as provided by section 7 of this Act may apply to the Board for an advance for the purpose of enabling him (a) to erect a dwelling-house on his holding as a home for himself and his family, or, after erection or partial erection of a dwelling-house on his holding, to enlarge or complete the same; (b) to Advances for Homes Act Further Amendment Act.-- 1921. (b) to purchase a house and land enclosed or occupied therewith as a home for himself and his family; or (c) to discharge any mortgage already existing on his holding, and subject as aforesaid, the Board may make advances to any such person for any of such purposes. (2) Advances may be made for the purpose mentioned in paragraph 1. of subsection (1) hereof of an amount not exceeding the value of the dwelling-house to be erected: Provided that the Board shall not execute a conveyance or transfer of any land with respect to which an advance has been made for such purpose during the period of ten years next after the date of the agreement entered into under section 7 of this Act with respect to such land, unless the full amount payable by the purchaser under the said agreement and the total advances made for the erection of a dwelling-house on such land have been repaid to the Board, together with the interest payable thereon, before the expiration of such period. (3) Advances may be made for any purpose mentioned in subdivision (a) of paragraph 11. of subsection (1) hereof of an amount not exceeding the value of the dwelling-house to be erected, enlarged, or completed, and the holding upon which the same is to be erected or stands. (4) Advances may be made for the purpose mentioned in subdivision (b) of paragraph 11. of subsection (1) hereof of an amount not exceeding the fair estimated value of the house and land to be purchased: Provided that such house and land when purchased shall be vested in the Board, and the Board shall not execute a conveyance or transfer of such house and land during the period of ten years next after the date of the purchase of such house and land, unless the total advances in respect of such house and land have been repaid to the Board, together with the interest payable thereon, before the expiration of such period. (5) Advances may be made for the purpose mentioned in subdivision (c) of paragraph 11. of subsection (1) hereof of an amount not exceeding the fair estimated value of the applicant's estate or interest in the holding and the permanent improvements thereon: Provided that the total advances to any person shall not exceed the amount required to discharge the mortgage existing on the applicant's holding. (6) Notwithstanding anything in this section, at no time shall the total advances to any one person, including the whole of the original amount to be repaid by such person to the Board pursuant to his agreement under section 7 of this Act, exceed Seven Hundred Pounds. (7) Any Advances for Homes Act Further Amendment Act.—1921. (7) Any advance for the erection of a dwelling-house may be made by instalments as the work progresses. (8) Every advance shall be for the term of fifty years, and shall bear interest at the rate of Five Pounds per centum per annum, and shall be repayable by equal monthly instalments of principal and interest of Nine Shillings and One Penny per centum, being such instalments as are sufficient to repay the same in such term at such rate of interest. Section 17 of the Advances for Homes Act, 1910, shall not apply in respect of such instalments: Provided that in cases where any house with respect to which an advance is applied for is, or is to be, built of ordinary wood and iron, or of wood, or where, in the opinion of the Board, the proper protection of the security of the Board as mortgagee requires a shorter term, the term shall be such as is fixed by the Board, and the amount of the equal monthly instalments shall be such as is sufficient to repay the advance in such term at the rate of interest aforesaid. (9) Any person to whom an advance has been made by the Board under the provisions of this Act shall not be entitled to make to the Board any further application for an advance under this Act. 7. Section 6 of the Advances for Homes Act Further Amendment Act, 1917, is amended (a) by substituting in subsection (1) thereof for the passage (b) by substituting in subsection (4) thereof for the passage 8. Section 10 of the Advances for Homes Act Further Amendment Act, 1918, is repealed. 9. (1) Any land with respect to which an advance has been made under the Advances for Homes Act Further Amendment Act, 1916, to any of the persons mentioned in subsection (3) hereof, shall, for the period of five years next after the date of the making of such advance or until the payment of all moneys due to the Board in respect of such advance (whichever is the shorter period), be exempt from State land tax and from water and sewer rates, and from all other rates, taxes, and impositions whatsoever, except municipal and district council rates. (2) All Advances for Homes Act Further Amendment Act.-1921. (2) All municipal or district council rates payable in respect of 1341, 1918, s. 7. any such land for such period as aforesaid shall be paid by the Treasurer on behalf of the owner or occupier for the time being of such land out of moneys provided by Parliament for the purposes of this Act and the Acts with which this Act is incorporated. No 1408, 1919, s. 7 fine, poundage, or other penalty shall be payable in respect of any (part). municipal or district council rates payable by the Treasurer by reason of this subsection. (3) The provisions of this section shall apply only where the advance is made to one of the following persons, and only whilst such person continues to be the owner or occupier of the land with respect to which the advance was made: 1. An Australian soldier (a) who has served outside Australia in the war which (b) wherever he may have served, whose discharge from (c) wherever he may have served, who, in the opinion of and whose discharge from service was not due to 11. One of the parents of an Australian soldier who has hereto- III. Any person who proves, to the satisfaction of the Board, that she has acted as the foster-mother of any Australian soldier who has heretofore died or hereafter dies from wounds inflicted, accident occurring, or disease contracted whilst on service in the war which commenced in the year nineteen hundred and fourteen; and that she so acted prior to such Australian soldier enlisting or being appointed for or employed on active service in the said war; and that she has not received and will not receive any payment or other consideration from any person in respect of her having so acted as such foster-mother: Provided always that such Australian soldier, parent, or person was not, at the time of his application for the advance, in receipt of an income exceeding Four Hundred and Fifty Pounds per annum, (4) The |