off, and fleecing us of those Excrescencies of Hair, Nails, Flesh, &c., which burthen and disguise our natural Endowments. And is not the same practised over the whole World, by Men of every Rank and Station? Does not the corrupt Minister lop off our Privileges and fleece us of our Money? Do not the Gentlemen of the long Robe find means to cut off those Excrescencies of the Nation, Highwaymen, Thieves and Robbers? And to look into the Church, who has been more notorious for shaving and fleecing, than that Apostle of Apostles, that Preacher of Preachers, the Rev. Mr. G. W.? But I forbear making farther mention of this spiritual Shaver and Trimmer, lest I should affect the Minds of my Readers as deeply as his Preaching has affected their Pockets.

The second Species of Shavers and Trimmers are those who, according to the English Phrase, make the best of a bad Market: Such as cover (what is called by an eminent Preacher) their poor Dust in tinsel Cloaths and gaudy Plumes of Feathers. A Star, and Garter, for Instance, adds Grace, Dignity and Lustre to a gross corpulent Body; and a competent Share of religious Horror thrown into the Countenance, with proper Distortions of the Face, and the Addition of a lank Head of Hair, or a long Wig and Band, commands a most profound Respect to Insolence and Ignorance. The Pageantry of the Church of Rome is too well known for me to instance: It will not however be amiss to observe, that his Holiness the Pope, when he has a Mind to fleece his Flock of a good round Sum, sets off the Matter with Briefs, Pardons, Indulgencies, &c. &c. &c.

The Third and last Kind of Shavers and Trimmers are those who (in Scripture Language) are carried away with every Wind of Doctrine. The Vicars of Bray, and those who exchange their Principles with the Times, may justly be referred to this Class. But the most odious Shavers and Trimmers of this Kind, are a certain set of Females, called (by the polite World) JILTS. I cannot give my Readers a more perfect Idea of these than by quoting the following Lines of the Poet:

Fatally fair they are, and in their Smiles

The Graces, little Loves, and young Desires inhabit:
But they are false luxurious in their Appetites,

And all the Heav'n they hope for, is Variety.
One Lover to another still succeeds,

Another and another after that,

And the last Fool is welcome as the former;
'Till having lov'd his Hour out, he gives his Place,
And mingles with the Herd that went before him.
Rowe's Fair Penitent.

Lastly, I cannot but congratulate my Neighbours on the little Favour which is shown to Shavers and Trimmers by the People of this Province. The Business is at so low an Ebb, that the worthy Gentleman whose Advertisement I have chosen for the Motto of my Paper, acquaints us he will leave it off after the 22d of August next. I am of Opinion that all possible Encouragement ought to be given to Examples of this Kind, since it is owing to this that so perfect an Understanding is cultivated among ourselves, and the Chain of Friendship is brightened and perpetuated with our good Allies, the Indians. The Antipathy which these sage Naturalists bear to Shaving and Trimming, is well known.

I am, Yours, &c. [Pennsylvania Gazette, 23 June, 1743.]

TO THE PUBLICK

✦✦✦ Causis Philippus agendis

Clarus,

S. P. D.

My Paper on Shavers and Trimmers, in the last Gazette, being generally condemn'd, I at first imputed it to the Want of Taste and Relish for Pieces of that Force and Beauty, which none but University-bred Gentlemen can produce: But upon Advice of Friends, whose Judgment I could depend on, I examined myself and to my Shame must confess, that I found myself to be an uncircumcised Jew, whose Excrescencies of Hair, Nails, Flesh, &c. did burthen and disguise my Natural Endowments; but having my Hair and Nails since lopp'd off and shorn, and my fleshly Excrescencies circumcised, I now appear in my wonted Lustre, and expect a speedy Admission among the Levites, which I have already the Honour of among the Poets and Natural Philosophers. I have one Thing

more to add, which is, That I had no real Animosity against the Person whose Advertisement I made the Motto of my Paper; but (as may appear to all who have been Big with Pieces of this Kind) what I had long on my Mind, I at last unburden'd myself of. O! these JILTS still run in my Mind.

N.B. The Publick perhaps may suppose this Confession forced upon me; but if they repair to the P— Pe in Second-street, they may see Me, or the Original hereof under my own Hand, and be convinced that this is genuine.

[Pennsylvania Gazette, 30 June, 1743.]

TO JOHN FRANKLIN, AT BOSTON

Philadelphia, [March 10,] 1745.

Our people are extremely impatient to hear of your success at Cape Breton. My shop is filled with thirty inquirers at the coming in of every post. Some wonder the place is not yet taken. I tell them I shall be glad to hear that news three months hence. Fortified towns are hard nuts to crack; and your teeth have not been accustomed to it. Taking strong places is a particular trade, which you have taken up without serving an apprenticeship to it. Armies and veterans need skilful engineers to direct them in their attack. Have you any? But some seem to think forts are as easy taken as snuff. Father Moody's prayers look tolerably modest. You have a fast and prayer day for that purpose; in which I compute five hundred thousand petitions were offered up to the same effect in New England, which added to the petitions of every family morning and evening, multiplied by the number of days since January 25th, make forty-five millions of prayers; which, set against the prayers of a few priests in the garrison, to the Virgin Mary, give a vast balance in your favour.

If you do not succeed, I fear I shall have but an indifferent opinion of Presbyterian prayers in such cases, as long as I live. Indeed, in attacking strong towns I should have more dependence on works, than on faith; for, like the kingdom of heaven, they are to be taken by

force and violence; and in a French garrison I suppose there are devils of that kind, that they are not to be cast out by prayers and fasting, unless it be by their own fasting for want of provisions. I believe there is Scripture in what I have wrote, but I cannot adorn the margin with quotations, having a bad memory, and no Concordance at hand; besides no more time than to subscribe myself, &c. B. FRANKLIN.

ADVICE TO A YOUNG TRADESMAN

To my Friend, A. B.:

As you have desired it of me, I write the following hints, which have been of service to me, and may, if observed, be so to you.

Remember, that time is money. He that can earn ten shillings a day by his labour, and goes abroad, or sits idle, one half of that day, though he spends but sixpence during his diversion or idleness, ought not to reckon that the only expense; he has really spent, or rather thrown away, five shillings besides.

Remember, that credit is money. If a man lets his money lie in my hands after it is due, he gives me the interest, or so much as I can make of it during that time. This amounts to a considerable sum where a man has good and large credit, and makes good use of it.

Remember, that money is of the prolific, generating nature. Money can beget money, and its offspring can beget more, and so on. Five shillings turned is six, turned again it is seven and three-pence, and so on till it becomes an hundred pounds. The more there is of it, the more it produces every turning, so that the profits rise quicker and quicker. He that kills a breeding sow, destroys all her offspring to the thousandth generation. He that murders a crown, destroys all that it might have produced, even scores of pounds.

Remember, that six pounds a year is but a groat a day. For this little sum (which may be daily wasted either in time or expense unperceived) a man of credit may, on his own security, have the constant possession and use of an hundred pounds. So much in stock, briskly turned by an industrious man, produces great advantage.

Remember this saying, The good paymaster is lord of another man's purse. He that is known to pay punctually and exactly to the time he promises, may at any time, and on any occasion, raise all the money his friends can spare. This is sometimes of great use. After industry and frugality, nothing contributes more to the raising of a young man in the world than punctuality and justice in all his dealings; therefore never keep borrowed money an hour beyond the time you promised, lest a disappointment shut up your friend's purse for ever.

The most trifling actions that affect a man's credit are to be regarded. The sound of your hammer at five in the morning, or nine at night, heard by a creditor, makes him easy six months longer; but, if he sees you at a billiardtable, or hears your voice at a tavern, when you should be at work, he sends for his money the next day; demands it, before he can receive it, in a lump.

It shows, besides, that you are mindful of what you owe; it makes you appear a careful as well as an honest man, and that still increases your credit.

Beware of thinking all your own that you possess, and of living accordingly. It is a mistake that many people who have credit fall into. To prevent this, keep an exact account for some time, both of your expenses and your income. If you take the pains at first to mention particulars, it will have this good effect: you will discover how wonderfully small, trifling expenses mount up to large sums, and will discern what might have been, and may for the future be saved, without occasioning any great inconvenience.

In short, the way to wealth, if you desire it, is as plain as the way to market. It depends chiefly on two words, industry and frugality; that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them every thing. He that gets all he can honestly, and saves all he gets (necessary expenses excepted), will certainly become rich, if that Being who governs the world, to whom all should look for a blessing on their honest endeavours, doth not, in his wise providence, otherwise determine.

AN OLD TRADESMAN.

[1748]