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BILL OF EXCHANGE-contd.

stipulations negativing liability, 255.
see CHEQUE, CROSSED CHEQUE, &C.

BILLS OF EXCHANGE ACT,

amendments, 131, 132, 185, 198, 249.
definition of banker, 64.

cheque, 138.

bill, 139.

promissory note, 200.

limits of protection of, 145, 167.
unrecognised forms, 145, 167, 191, 199.

principles of interpretation of crossed-cheque sections, 168.
See INSTRUMENTS ACT in Victoria.

Q., sec. 77 (2), 145, 159.

crossing account payee, 159, 167, 175.

sec. 3, definition of bill, 200.

sec. 12, date, 141.

sec. 16, negativing liability, 255.

sec. 21, delivery, 251.

sec. 24, forgery, 174, 225, 261.

sec. 25, per proc. signature, 225.

sec. 47, dishonour, 204.

sec. 55 (2), indorsers, 257.

sec. 56, stranger indorsing, 258.

sec. 60, paying demand drafts, 165, 197, 198, 202, 249, 261, 267.

sec. 75, revocation of authority, 148.

sec. 76, crossed cheques, 158, 159.

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no operation on liens on wool and crops and stock mortgages,

302.

sec. 7, 294.

see INSTRUMENTS ACT in Victoria.

BLANK SPACES

in cheque, 245, 246, 247.

BONDS, 47.

BRANCH BANKS,

and head office, unity of, 262.

distinct for notice of dishonour, 262.

status of, 264.

closing a, 266.

notice, knowledge of head office, 266, 337.

BRANCH MANAGER,

authority of, 303.

BREACH OF CONTRACT, 41.

BREACH OF TRUST, 75.

none in using customer's money, 87.

by administratrix, 87.

in respect of fixed deposit, 88.

BRITISH SHIPS, 25.

CANCELLATION,

of bill in error, 214, 264.

CAPACITY

to contract, 33, 35.

CHARTER,

breach of, cancellation, 305.

CHATTEL,

rights of finder, 11.

character of a bill or cheque, 170..

CHATTEL PERSONAL,

meaning of, 9, 10, 123.

in Bills of Sale Act, 295.

CHATTELS REAL, 9.

CHEQUE,

chattel features of, 170.
definition, 139, 140.

not an assignment, 139.
a chose in action, 139.
negotiable, 139.

payee, 140.

date, 140, 223, 224.

post-dated, 140.

presentment, 143.

crossings, 143, 144, 145, 146, 152 et seq.

crossed to specified payee, 145.

crossed, negotiable, 177.

not negotiable, 144, 146.

crossed by bank after deposit, 193.

blank spaces, 245, 246 et seq.

drawn in assumed name, 223.

torn, reconstructed, fraudulently, 223.

unissued, 223, 252, 253.

drawn without authority, 224, 236.

collected by bank on which drawn, 166, 194-197.

credited before collection, 179, 189.

not to be drawn against till cleared, 180, 183, 184, 189.

uncommunicated entries, 180, 214, 264.

obtained by larceny or false pretences, 156, 176.
loan by, 60.

valid tender by, 112.

unauthorised crossings, 145.

CHEQUE - Contd.

not within definition, 140, 145, 191, 199.
grounds for refusal, 148.

only honoured at branch where drawn, 265.
dishonour, by mistake of clerk, 273.

banker's duty to honour, 53, 86.

drawn to effect breach of trust, 87.

presented after notice of act of bankruptcy, 334.

where no current account, 150.

irregularity, 148.

pay-order, 145.

drawn by a nominal depositor, 101.

forged, money paid upon, 232.

estoppel from disputing debits, 242.

deposited for immediate credit, 190.

drawn on bank where deposited, 191, 194-197.
dishonoured, right to charge back to depositor, 182.

of registered company, 73.

indorsement by company, 73.

secretary to, 77.

owner safeguarded, 154, 163.

payment stopped, collection by solicitor, 172.

instruments in the nature of, 191, 199. See INSTRUMENTS.

See CROSSED CHEQUES, PAYING BANKER, COLLECTING BANKER,
FORGERY, &C.

CHOSES IN ACTION,

meaning, 9, 124.

alienation of, 23.

CHOSES IN POSSESSION,

meaning, 9, 10, 124.

CIRCULAR NOTE,

nature of, 134.

loss of, 135, 136.
unpresented, 136.

CLAYTON'S CASE,

rule in, 50.

applies to bank accounts, 52.

CLEARING HOUSE,

establishment of, 153.

CLERKS. See OFFICERS.

COIN,

restitution of, 121.

not used in currency, 117.

COINAGE,

what is legal tender, 110.

COINAGE ACT,

Imperial, protects the currency, 114.

COLLECTING BANKER,

duty of diligence, 78, 187.

of non-negotiable cheque, 147.

COLLECTION OF BILLS, 215, 217, 218, 219.
through agent, 268.

COLLECTION OF CHEQUES,

a banking function, 66.

by a banker, 170, 171 et seq.

acting as debt collector, 172.

without negligence, 173.

for a customer, 176, 178.

COLLECTION OF COUPONS, 17.

COLONIAL BRANCH MINTS ACT, 111.

COMMITTEE OF INSPECTION, 317, 343.

COMMON LAW,

what is, 6.

in relation to banking, 5.

governs ordinary dealings of bank and customer, 86.
as to choses in action, 23.

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