CONTENTS.

PART I.

INTRODUCTORY.

CHAPTER.

1.-NATURE OF BANKING LAW AND ITS POSITION IN THE FIELD OF LAW

II. TERMINOLOGY; CHATTELS; PROPERTY AND POSSESSION; TROVER;

BAILMENT; LIEN

III. ALIENATION OF PERSONAL PROPERTY

IV. CONTRACTS

V.-DEBTS; KINDS OF DEBTS; CURRENT ACCOUNTS; LEDGERS AND PASS

BOOKS; STATUTE OF LIMITATIONS

PART II.

BANKER AND CUSTOMER.

VI. NATURE OF A BANK; WHO MAY BE A CUSTOMER; LIMITATIONS OF

CORPORATE BODIES; TRUSTEES AND CUSTOMERS IN A REPRE-

SENTATIVE CHARACTER

PAGE.

1

9

20

32

45

62

VII. THE RIGHT TO THE ACCOUNT; JUS TERTII; INTERPLEADER; INVOL-

UNTARY ALIENATION

85

VIII. DISCLOSING THE ACCOUNT..

103

IX.-MONEY; COINAGE; CURRENCY; PAPER MONEY; IDENTIFICATION OF

MONEY; RESTITUTION OF STOLEN MONEY

107

X.-BANKERS' DOCUMENTS OF CREDIT; NOTES; DRAFTS; LETTERS OF

CREDIT; CIRCULAR NOTES; FIXED DEPOSITS

XIV. THE COLLECTION OF CHEQUES; ANALYSIS OF THE GORDON CASES

169

189

CHAPTER.

PAGE.

XV.-ACCEPTANCES AND PROMISSORY NOTES; THE DUTY AND POSITION OF

THE PAYING AND OF THE COLLECTING BANK

200

XVI.-FORGERIES (1)

221

XVII.-FORGERIES (2); ADOPTION OR RATIFICATION (MARSHALL v. COLONIAL

BANK); ESTOPPEL

234

XXII.-PLEDGES OF PERSONALTY; BILLS OF SALE; LIENS; STOCK MORTGAGES

294

XXIII.-GUARANTEES

306

XXIV.-BANKRUPTCY

315

TABLE OF CASES CITED.

PAGE

AKROKERRI MINES, LTD., v. Economic Bank (1904) Times,

Atkins v. Wardle, 58 L. J. Q. B. 377 ..

Australian Joint Stock Bank v. Croudace, 20 N. S. W. L. R. 361;

16 W. N. 125 ..

...

...

...

Ayers v. South Aust. Banking Co., L. R. 3 P. C. 548

73

82

304

65

76

215

283

175

BANK OF AUSTRALASIA v. Breillat, 6 Moo. P. C.C. 152; 12 Jur. 189

Bank of N. S. Wales v. Goulburn Valley Butter Co. (1902)

A. C. 543

Bank of Van Diemen's Land v. Bank of Victoria, L. R. 3 P. C.

526

Barton v. Bank of N. S. Wales, 15 A. C. 379; 6 L. R. Eq. 82;
9 L. R. Eq. 78; 11 L. R. Eq. 308

...

Bavins, junr., & Sims v. London & S. W. Bank (1900) I Q. B. 270

Bellamy v. Marjoribanks, 7 Exc. 389

Bremner v. Union Bank, 17 N. S. W. L. R. 74; 12 W. N. 175

153, 166

175, 184

..:

173, 174

65

271, 279, 304

11

75, 88

101

90

Capital & Counties Bank v. Gordon.

See Gordon v. Cap.

145

82

260

CAIRNEY v. Back, 22 T. L. R. 776
Calland v. Loyd, 6 M. & W. 26...

& Counties Bank.

...

Chamberlain v. Young (1893) 2 Q. B. 206
Chapleo v. Brunswick Building Society, 6 Q. B. D. 712
Charles v. Blackwell, 2 C. P. D. 151

...

City Bank v. Australian Joint Stock Bank, 9 S. C. R. 259
Clayton's Case, 1 Mer. 572

Clode v. Bayley, 12 M. & W. 51

Clutton v. Attenborough (1897) A. C. 90
Cocks v. Masterman, 9 B. & C. 902

...

PAGE

266, 270

51, 54, 87, 310

...

262, 265, 267, 270

Coleman v. Bucks and Oxon. Union Bank (1897) 2 Ch. 243

Commercial Bank of Aust., Ex parte, In re The Municipal District

of Lambton, 17 N. S. W. L. R. 187

v. Colonial Finance M. I. & G. Cor-

poration, 4 C. L. R. 57

Conflans Quarry Co. v. Parker, 3 C. P. 1

Cumber v. Wane, 1 Sm. L. C....

DARLING v. Carter (1903) A. L. R. (C. N.) 41

Devaynes v. Noble, 1 Mer. 572. See Clayton's Case

...

Dixon v. Bank of N. S. Wales, 17 N. S. W. L. R. Eq. 355; 12

252

229, 232

76

80

88, 137

141

266, 269

53, 86

129

141

104

265

303

16

172

Geoghegan, In re, 18 N. S. W. L. R. B. & P. 26; 7 B. C. 82

Giblin v. McMullen, L. R. 2 P. C. 317; 38 L. J. P. C. 25; 21

L. T. 214; 17 W. R. 445

Gillespie v. International Bank of London, 4 T. L. R. 322

Gordon v. Capital & Counties Bank (1902) 1 K. B. 242; (1903)

A. C. 240

131, 166, 168, 170, 179, 184, 186, 187,

v. London City & Midland Bank (1902) 1 K. B. 242; (1903)

A. C. 240. See Gordon v. Cap. & Counties Bank

...

Gray v. Johnston (1868) L. R. 3 H. L. 1

Great Western Railway Coy. v. London & County Bank (1901)

189 et seq.

75, 87

176, 187

76

HANNAN'S Lake View Central, Ld., v. Armstrong, 5 Com. Cas.

Hay Bank Note case

...

Haynes v. Borough of Grafton, 20 N. S. W. L. R. 324; 16

W. N. 36

...

PAGE

118, 127

84

...

290

94, 98, 149

143

212

Hayward v. Smith, 9 N. S. W. L. R. Eq. 11; 4 W. N. 111, 133...

Healey v. Bank of N. S. Wales, 24 V. L. R. 405, 694

Hinchcliffe v. Ballarat Banking Coy., 1 V. R. L. 229

Huenerbein v. Federal Bank, 13 N. S. W. L. R. 244; 9 W. N. 65...

...

IMPERIAL BANK OF CANADA v. The Bank of Hamilton (1903)

A. C. 49

...

Imperial Loan Coy. v. Stone (1892) 1 Q. B. 599

JENKINS v. Coomber (1898) 2 Q. B. 168

259

KINGSTON, Ex varte, In re Gross (1871) 6 Ch. 632

76

LACAVE & COY. v. Credit Lyonnais (1897) 1 Q. B. 148

Langtry v. Union Bank, Grant, p. 191; Times; 6 May, 1896

Lewes Sanitary Steam Laundry v. Barclay & Coy., Ltd., 22

London & River Plate Bank v. Bank of Liverpool (1896) 1 Q. B. 7 .. 228, 232

MACAULEY V. Bank of N. S. Wales, 14 N. S. W. L. R. 269;

9 W. N. 195...

Mackay v. Commercial Bank of New Brunswick, L. R. 5 P. C. 394... 277, 278

Mackersy v. Ramsay, 9 Cl. & F. 818 ..

McDonald v. Bank of Victoria, A. R. 29 Mar. 1859; K. & B.

Dig. 79

McGuinness v. Bank of N. S. Wales, Cherry & others claimants,

1 N. S. W. L. R. 97

McKenzie v. British Linen Coy., 6 App. Cas. 82

McLaughlin v. Daily Telegraph Newspaper Coy., 1 C. L. R. 243 ..

McLean v. Clydesdale Banking Coy., 9 A. C. 95; 50 L. T. 457

Magill v. Bank of North Queensland, 6 Q. L. J. 262

Marshall v. Colonial Bank, 1 C.L. R. 632; 22 T. L.

268

100

100

239

234

184

50, 141

R. 746; 4

241 et seq., 253, 254

115, 118, 119, 127

Morris v. National Bank, 13 N. S. W. L. R. 93; 8 W. N. 113;

...

117, 118, 121

Municipal District of Lambton, In re, Ex parte The Commercial

Bank of Australia, 17 N. S. W. L. R. 187

80