SAMPLE PAGE OF OCCUPANCY TABLE USED IN CONNECTION WITH NATIONAL BOARD ANALYSIS NO. THE UNIVERSAL MERCANTILE SCHEDULE RULE. From the rate of Building occupied, No. 128, deduct onefourth of the deficiencies and then add the figure named in the second column of the table for the stock to be rated, proceeding with deductions Nos. 190, 191, etc., as per rating slip. CHARGES FOR OCCUPANCY NOTE. Where stocks are entered in two different places, alphabetically, the reference in each to the other is intended to prevent oversight in case of subsequent revisions of the table, so as to insure that if a rate be changed in one place it shall be in all. For example, Chinese and Japanese goods are entered under both C and J, with a reference in each place to the other. Only one number, however, is assigned| to both titles for Fire Cost Analysis. No. 400 Academies and Private Schools on upper floors of mercantile buildings, in cities "Seminaries in cities.. 401 402 Acids (see Warehouse, Nos. 1800, 1825) Manuf'y 1.. 408 Alarms, Fire, Burglar, Annunciators, etc., 410 Album Manuf'y.... 411 Alcohol and High Wines, in bbls. or casks. If included in Drug Stock, covered by 412 Ale Houses (see Saloons). 415 b Almshouses, brick (see also Poor Houses). 417 Aluminum Manuf'y. Ammunition, fixed, Manuf'y (see Cart. Man uf'y, No. 646) 418 Anchors, Anvils. 272 50 50 10 50 200 50 150 50 1 *** 28888 Cents 25 25 EXAMPLE OF THE CALCULATION OF A BRICK BUILDING RATE UNDER THE ANALYTIC SCHEDULE (Illustration selected from J. S. Glidden's "Analytic System for the Measurement of Relative Fire Hazard: An Explanation," 1916, p. 50.) 60 Table-Third Class Protection Basis-four stories, no basement ($0.49-.02) Area 4,000 square feet, four floors 14% less one-tenth or 1% for interior wall. Walls-sides are 16-12-12-12 average 13 in., should be 20-16-16-12, average 16 in. deficient each 3 in., at 3%. $0.47 13% One wall party, add.. Parapets one deficient in height.. Iron and Glass store front first story, over 25 feet.. Floorways grade "B" with two "below a" openings ... Partitions one wooden lath and plaster, basement and first floors, between tenants.... Exterior Attachments-one metal-clad frame roof house over elevator.. Occupancy (assumed)... Total charges added and extended.. Occupied building rate. 6% SAMPLE SECTION OF THE ALPHABETICAL OCCUPANCY TABLE USED UNDER THE ANALYTIC SYSTEM (The following is reproduced from J. S. Glidden's "Analytic System for the Measurement of Relative Fire Hazard: An Explanation," 1916, p. 65.) The factors of hazard found in occupancies are divisible into 1st: CAUSES, i.e., the things which originate combustion. 2d: MEDIA, i.e., the substances on which the causes act with reference to their latent energy or combustibility. 3d: EFFECTS, i.e., the relative susceptibility of media to damage as the direct or indirect results of fire-commonly known as damageability. NOTE: The Alphabetical Occupancy List contains three columns which may be respectively designated as the columns of Cause, Combustibility and Damageability. The following excerpt from the Alphabetical Occupancy List will serve to illustrate the classification: 195 Bolt, Nut and Screw Stocks... 1. Additional labor, power, heat, etc. (C. 3) 197 Book Bindery, (no printing). 1. Additional labor, power, heat, etc. (C. 3) 198 Book Binders' Supplies... 199 Book and Stationery Stocks.. 200 Bootblacking Parlors... 201 Boot and Shoe Stocks (retail). 202 Boots and Shoes (wholesale), including Rubber Goods.... 203 Boots and Shoes (wholesale), Rubber goods only 3% 5% D1 Note the three columns marked 1, 2 and 3. Column 1 is the column of causes. Column 2 is the column of combustibility which is referred to in some localities as ignitibility. Column 3 is the column of damageability sometimes called susceptibility or classification. The charges given in columns 1 and 2 are percentages of the basis rate. The letter D in the third column means damageability and the numbers after the letters are merely symbols representing the proper charges to be taken from contents tables printed in the schedule. SAMPLE ILLUSTRATION OF A "CONTENTS TABLE" AS USED IN CONNECTION WITH THE ANALYTIC SYSTEM (NOTES: "The following tables show amount to be added to occupied building estimate to obtain estimate on contents, according to damageability and location in building under each grade of protection." "In Alphabetical Occupancy List, certain occupancies are designated by a star. The differential between these occupancies and their containing building should be less than with ordinary occupancies. This difference is a fixed sum for each grade of protection and is named at the head of each of the following tables. The amount named should be deducted from the differential stated in the table below, whether the contents be contained on one or more floors.") Basement.. Gr und floor. Second floor. Third floor and over. FIFTH CLASS PROTECTION $0.18 $0.23 $0.28 $0.37 $0.45 $0.54 $0.62 (Deduct .04c for *) |