Property Insurance: Comprising Fire and Marine Insurance, Automobile Insurance, Fidelity and Surety Bonding, Title Insurance, Credit Insurance, and Miscellaneous Forms of Property InsuranceD. Appleton, 1922 - 601 pages |
From inside the book
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Page xvii
... average losses , 388. General average legally in- dependent of marine insurance , 390. Definition and nature of particular average , 391. Salvage , 393 . PAGE 383-393 XXVI . POLICY ENDORSEMENTS IN MARINE INSURANCE 394-403 Multitudinous ...
... average losses , 388. General average legally in- dependent of marine insurance , 390. Definition and nature of particular average , 391. Salvage , 393 . PAGE 383-393 XXVI . POLICY ENDORSEMENTS IN MARINE INSURANCE 394-403 Multitudinous ...
Page 3
... averages approximately $ 300,000,000 , whereas in years of catastrophe the total rises to $ 500,000,000 . But to this actual loss there must be added another quarter of a billion dollars to cover the expense of operating the insurance ...
... averages approximately $ 300,000,000 , whereas in years of catastrophe the total rises to $ 500,000,000 . But to this actual loss there must be added another quarter of a billion dollars to cover the expense of operating the insurance ...
Page 4
... average annual loss of $ 245,000,000 , was destroyed by fire in the United States . This enormous amount of property , wasted annually by fire , is gone forever . It is not replaced by insurance , since the insurance company has merely ...
... average annual loss of $ 245,000,000 , was destroyed by fire in the United States . This enormous amount of property , wasted annually by fire , is gone forever . It is not replaced by insurance , since the insurance company has merely ...
Page 5
... average perfect , and thus remove all uncertainty as to the amount of loss that will be experienced during a given period of time , the accumulation of money through premiums from property owners ( leaving out of account the expenses ...
... average perfect , and thus remove all uncertainty as to the amount of loss that will be experienced during a given period of time , the accumulation of money through premiums from property owners ( leaving out of account the expenses ...
Page 6
... average to not more than one - tenth of the allowance considered necessary under a non - insurance system . The burden of the consumer is limited to this smaller premium whereas in the absence of insurance it would be increased ...
... average to not more than one - tenth of the allowance considered necessary under a non - insurance system . The burden of the consumer is limited to this smaller premium whereas in the absence of insurance it would be increased ...
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Common terms and phrases
actual cash value added hereto agent agreed agreement amount of insurance application appraisal assignment assumed Assured automobile average basis rate bond broker building cancellation cargo cause cent charge claim company's consent contract cost court coverage credit insurance deduction deposit premium endorsement excess fire and marine fire insurance hazard hereby hereunder Indemnified indemnity insurable interest insurance companies insurance policy liability limited Lloyd's Lloyd's of London loss or damage marine insurance ment Mercantile Agency merchandise moral hazard mortgagee clause mortgagee or trustee mortgagee's mortgagor mutuals notice occupancy paid pany party payable payment person policy covering policy provisions policyholders premises profits property insured property owners proportion protection rata reinsurance respect risk schedule standard fire policy standard policy stipulated stock companies subrogated surance Surety thereof tion title insurance total loss underwriters UNIVERSAL MERCANTILE unless usually vessel warranties written
Popular passages
Page 345 - People, of what Nation, Condition or Quality soever, Barratry of the Master and Mariners, and of all other Perils, Losses, and Misfortunes that have or shall come to the Hurt, Detriment, or Damage of the said Goods and Merchandises and Ship, etc., or any Part thereof...
Page 42 - ... if any change other than by the death of an insured, take place in the interest, title or possession of the subject of insurance (except change of occupants without increase of hazard) whether by legal process or judgment or by voluntary act of the insured, or otherwise...
Page 54 - Insurance, as to the interest of the mortgagee (or trustee) only therein, shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change In the title or ownership of the property, nor by the occupation of the premises for purposes more hazardous than are permitted by this policy: provided, that in case the mortgagor or owner shall neglect to pay any...
Page 110 - But it is generally held, that, in order to warrant a finding that negligence, or an act not amounting to wanton wrong, is the proximate cause of an injury, it must appear that the injury was the natural and probable consequence of the negligence or wrongful act, and that it ought to have been foreseen in the light of the attending circumstances.
Page 344 - Upon any kind of goods and merchandises, and also upon the body, tackle, apparel, ordnance, munition, artillery, boat, and other furniture, of and in the good ship or vessel...
Page 219 - This policy shall be canceled at any time at the request of the insured ; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro...
Page 345 - And it is especially declared and agreed that no acts of the insurer or insured in recovering, saving, or preserving the property insured shall be considered as a waiver, or acceptance of abandonment.
Page 100 - ... in case of any fraud or false swearing by the insured touching any matter relating to this insurance or the subject thereof, whether before or after a loss.
Page 344 - God, for this present voyage, or whosoever else shall go for master in the said ship, or by whatsoever other name or names the said ship, or the master thereof, is or shall be named or called...
Page 114 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...