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POST OFFICE SAVINGS BANK, CANADA.

1. The following Post Office Savings Banks in Ontario and Quebec are open daily for the receipt and repayment of deposits, during the ordinary hours of Post Office business.

2.

3.

The direct security of the Dominion is given by the Statute for all deposits made.

Any person may have a deposit account, and may deposit yearly any number of dollars, from $1 up to $300, or more with the permission of the Postmaster General.

4 Deposits may be made by married women, and deposits so made, or made by women who shall afterwards marry, will be repaid to any such woman.

5. As respects children under ten years of age, money may be deposited

FIRSTLY By a parent or friend as Trustee for the child, in which case the deposits can be withdrawn by the Trustee until the child shall attain the age of ten years, after which time repayment will be made only on the joint receipts of both

Trustee and child.

SECONDLY-In the child's own name and, if so deposited, repayment will not be made until the child shall attain the age of ten years.

6. A depositor in any of the Savings Bank Post Offices may continue his deposits at any other of such offices, without notice or change of Pass Book, and can withdraw money at that Savings Bank Office which is most convenient to him. For instance, if he makes his first deposit at the Savings Bank at Cobourg, he may make further deposits at, or withdraw his money through, the Post Office Bank at Collingwood or Quebec, Sarnia, Brockville, or any place which may be convenient to him, whether he continue to reside at Cobourg or move to some other place.

7. Each depositor is supplied with a Pass Book, which is to be produced to the Postmaster every time the depositor pays in or withdraws money, and the sums paid in or withdrawn are entered therein by the Postmaster receiving or paying

the same.

8. Each Depositor's account is kept in the Postmaster General's Office, in Ottawa, and in addition to the Postmaster's receipt in the Pass Book, a direct acknowledgment from the Postmaster General for each sum paid in is sent to the depositor. If this acknowledgment does not reach the depositor within ten days from the date of his deposit, he must apply immediately to the Postmaster General, by letter, being careful to give his address, and, if necessary, renew his application until he receives a satisfactory reply.

9. When a depositor wishes to withdraw money, he can do so by applying to the Postmaster General, who will send him by return mail a cheque for the amount, payable at whatever Savings Bank Post Office the depositor may have named in his application.

10. Interest at the rate of 4 per cent. per annum is allowed on deposits, and the interest is added to the principal on the 30th June in each year.

11. Postmasters are forbidden by law to disclose the name of any depositor, or the amount of any sum deposited or withdrawn.

12. No charge is made to depositors on paying in or drawing out money, nor for Pass Books, nor for postage on com munications with the Postmaster General in relation to their deposits.

13. The Postmaster General is always ready to receive and attend to all applications, complaints or other communications addressed to him by depositors or others relative to Post Office Savings Bank business."

14. A full statement of the Regulations of the Post Office Savings Bank may be seen at any of the Post Offices named in the following List :

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Campbellford

Cannington

Amherstburg

Carleton Place
Cayuga

Chambly Canton
Chatham, West

Chippawa

Clarksburg

Arnprior

Arthur

Aurora

Chelsea

Clearville

Clifton

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¦ Odessa

Lindsay

Listowel

London

Georgina
Glenallan

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Clinton

Coaticook

Guelph

Hastings

Beamsville

Beauharnois

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Beaverton

Belleville

Danville

Dresden

Dungannon

Dundas

Hawkesbury

Hespeler
Hill

Huntingdon
Ingersoll

Inverness

Iroquois

Joliette

Drummondville, W. Keene

L'Orignal
Lucan
Lucknow
Lyn
Madoe
Manchester
Markham
Meaford

Melbourne

Merrickville
Millbrook

Mille Roches

Milton, West
Mitchell
Montmagny
Montreal
Morpeth
Morrisburg
Mount Brydges
Mount Forest

Kemptville

Muir

Kincardine

Kingston

Kingsville

Berlin

Berthier

Blairton

Bobcaygeon
Bond Head
Bothwell

Bowmanville

Bracebridge

Bradford

Brampton
Brantford

Bridgewater
Bright

Dunnville

Durham
Elora
Embro'

Erin

Exeter

Lachute

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Brighton

Kirkfield

Knowlton

Lachine

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Osceolo

Oshawa

Ottawa

Otterville

Owen Sound
Paisley
Pakenham
Paris
Pembroke

Penetanguishene

Perth

Peterboro'
Petrolia
Picton

Plantagenet

Point St. Charles

Portage du Fort

Port Burwell

Port Colborne

Port Dalhousie

Port Dover

Port Hope

Port Robinson
Port Rowan

L'Assomption
Leamington
Leeds

Newboro'

Newburgh

Newbury

Newcastle

New Edinburgh
New Hamburg
Newmarket

Niagara

Port Elgin

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Port Stanley

Smithville
Sorel

Prescott

South Quebec
Sparta

Woodstock

Woodville

Preston

Stanstead

Wroxeter

North Gower

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Norwich

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Lennoxville

Levis

Also Fort Garry, Manitoba.

Stouffville
Stratford

Further Offices will be added from time to time.

POST OFFICE DEPARTMENT, OTTAWA,

Wyoming
York
Yorkville

June, 1876.

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," "Grandmother's Money," "Poor Humanity," "Little Kate Kirby," &c.

Author of " Anne Judge, Spinster,"

BOOK I.

"THE BROTHERHOOD OF THE NOBLE POOR."

CHAPTER XX.

PETER SCONE CONSIDERS HIMSELF SLIGHTED.

THE

HE adjourned inquiry into the death of one Adam Halfday, late brother of the Order of St. Lazarus, took place on the following morning, and did not occupy much time, or arouse a great deal of curiosity. Mabel Westbrook gave her evidence calmly, and in a few words related the fact of a large sum of money being due to Adam Halfday, and of her special mission from America to pay it into his hands. He had died from excess of joy, and the county newspapers in due time made out their sensational paragraphs concerning it, with more or less exaggeration of the details.

Adam Halfday was buried that afternoon in the quiet churchyard of Datchet Bridge, with Brian and Dorcas for chief mourners.

Mabel had desired to be present, but she was far from strong; yet the morning's duties had wearied her more than she had bargained for, and she was content to sit at the window of her room and watch the fu neral party pass into the churchyard.

It was a strange funeral in its little way, and the villagers and their children marvelled at the stern face of the grandson, and wondered why he looked to right and left of him so much, as if expectant of an interruption to the service, or of a mourner who might be present somewhere in the background, and whom he was anxious to discover. He had not shed one tear over the coffin of his grandfather that those who watched him could perceive. "A rare hard bit of stone that man is," more than one worthy soul at Datchet Bridge declared later in the afternoon. He had more feeling for the living than the dead, for when the excit

* Registered in accordance with the Copyright Act of 1875.

Entered according to Act of the Parliament of Canada in the year 1876, by ADAM, STEVENSON & Co,, in the Office of the Minister of Agriculture.

able Dorcas, who was sobbing and wailing as though she had lost all that had made life dear to her, pressed to the grave's verge with faltering steps, he drew her arm through his for her support.

There was a third mourner in the churchyard, or at least one man who had craved a holiday, and come his score of miles to do honour to the funeral of old Halfday, and the restless eyes of Brian noticed him amongst the crowd. When the funeral was over this man lingered in the churchyard, watched the process of filling-in the grave, and being naturally loquacious, told the sexton and his man a great deal of Adam's life and his own. He was in the middle of his narrative, when Brian Halfday, having seen his sister to the inn, returned to the graveside, touched the man's arm, and drew him reluctantly away.

"You have had enough of this surely, Peter Scone?" he asked.

"I always said I would see the last of him. I promised myself that I would," replied Peter, shaking his skeleton's head to and fro," and I have done it. I left early this morning in Simpson's pigcart on purpose to see the end of him.”

"I have to thank you for coming all this way," said Brian.

He should have been buried in the Hospital," said Peter Scone, "and I ought to have had my black wand and walked before him, and the brothers should have followed in good order, and all things been straight and proper. Poor Adam has been cheated out of a fine funeral for a very so-so affair, mind you, Master Brian."

"I could not have given him a grand funeral, Peter, had I had the inclination."

"Hasn't he died rich somehow ?" said the old man querulously. "Hasn't he come into lots of money?"

"Who told you?"

"The people about here." "No one else?"

"No one else."

"You have not heard anything of this before to-day, or before your arrival here ?" asked Brian, still doubtfully.

"No. Who was to tell me anything about it?"

"You will know in time."

You might have called and told me yourself, Master Brian," said Peter, in the same aggrieved tone of voice. "I was an old

servant of your grandfather's. I knew him when he was a young man; I knew him when he was rich and proud, and hard and hateful; and when he was poor and disagreeable awfully disagreeable."

"Do you remember his son-my father ?” "I should think I did," was the answer. He was a weak ninny, was William. A poor wisp of a fellow, whom nobody cared for. Nobody missed him, but his wife, when he slipped away from Penton one fine morning."

"How many years is that ago?"

"In the winter of 18-, some sixteen years since," Peter answered promptly. "I mind the time well, because he came to my house the night before, and borrowed three pounds five of me. Ah! I had money to lend then-those who get rich by Adam's death will perhaps remember what Bill Halfday owes me.'

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'They shall do so, Peter," said Brian; "one good turn deserves another." "Just as one bad turn deserves another," added Peter maliciously.

"That creed is not taught you at St. Lazarus," said Brian.

"It is taught me by a good many things in this world," replied Peter Scone, nodding his head slowly and emphatically, "and what St. Lazarus teaches me is neither here nor there. The man who vexes, wrongs, or slights another must expect vexation, wrong and slight in his turn-that's what I say, sir."

"Then you are too old a man to say it," answered Brian; "think of it again when you get home, Peter, and are at your prayers."

"I'll think of it again over a glass of rum and water if you like," said the old man, with a leer that would have become Silenus on his face.

"You can have what you please."

"Thank you, Master Brian. It has been a dry sort of funeral; not that I have a right to complain," he added, coming to a full stop to express his final opinions on the subject, for I was not asked to follow Adam. No one asked me-nobody thought of me-not even Dorcas, who has often hidden in my room out of the way of Adam and his crutch, which he did throw about a good deal in his tantrums-not even Dorcas Halfday."

"There has been trouble here, Peter; we

have hardly had time to think of any thing."

"I dare say-I dare say," said Peter half incredulously, "it is not worth speaking about, any more than I am worth thinking about. I am an old man, and past my time altogether. Why should anybody trouble himself concerning me?"

"Come, Peter, you must not make a grievance of this," said Brian heartily; "it did not strike me that you or any of the brothers would care to follow my grandfather to his grave, and I did not think that you and he had been particularly good friends even."

"We weren't good friends," answered Peter; "he wouldn't be good friends with anybody. But as an old servant of his firm -head cashier was I, Master Brian, before you were born-he respected me as much as he respected anybody at St. Lazarus. And that's not saying a great deal," he added, after a moment's further reflection on the subject.

They had passed from the churchyard across the road into the inn by this time, and Peter Scone made straight for the bar, and gave his order for rum and water to the landlady.

"This gentleman will pay," said Peter; "having come into property, he will stand treat to-day, Mrs. Bennett.

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"Let him have what he likes," said Brian to the landlady.

"You'll drink with me?" asked Peter of our hero; " you are not too proud to drink with me, I hope?"

"I am not in the mood for drinking, Peter."

"Feel too much in the stirrups, perhaps?" "I am not elated at my fortune," said Brian; "I am tired and dispirited, in fact."

"Drink's good for that kind of complaint, I have heard," replied Peter Scone; "you'll take one glass with me, surely?"

"No, I can't drink now," said Brian very firmly.

"Your good health, then, Mr. Halfday," said Peter, gravely surveying Brian over the rim of his glass of rum and water.

"Thank you."

"I was going to say, 'and long life to you,' but I can't recommend long life. It's a mistake, and a failure," Peter observed; "it's a heap more of disappointments and

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slights when a man's grown too weak to bear it-that's what long life is."

He drank his rum and water after propounding this new theory, and said—

"I'll be going back by the carrier, like a mouldy parcel, in half an hour or so. And talking of parcels, I'll take mine, Mrs. Bennett, if you'll be good enough to give it me, and the flowers too.'

"Here they are," said the landlady, passing over the bar a large brown-paper parcel, neatly fastened together, and a bouquet of hothouse flowers of considerable proportions.

Brian regarded the articles with some degree of astonishment.

"What are you going to do with these ?" he asked.

"I was told to give them into Miss Westbrook's hands with Mr. Angelo Salmon's compliments. They're books for her to read, and this," holding up the bouquet, "was cut this morning from the Master's conservatory. It's a beauty, ain't it?"

"It is an odd time for a man to send flowers," said Brian frowning.

"They are not for you," replied Peter quickly, "I am to give them to Miss Westbrook."

"The waiter will show you the room. You will find Dorcas there also," said Brian.

"I shall be glad to shake hands with Dorcas-a fine, high-spirited girl she is. I always liked her,' was Peter's comment here; "she wouldn't have been too proud to drink my health, I know," he muttered to himself.

"You need not stay too long with Miss Westbrook," said Brian, "she is not well to-day."

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"Oh! I'll take care,' was the querulous reply; "I won't trouble her too long with my society, depend upon it. And yet," he added, "I could talk to her for hours about old times-her father and her grandfather— and all I know about them, couldn't I? That James Westbrook, when he got rich, might have thought of me a bit. I was a faithful servant to an unlucky house, but nobody ever thinks of me."

"You'll find Miss Westbrook up-stairs," said Brian, moving to the door of the inn, and, looking anxiously up and down the road, finally proceeding at a smart pace, and for half a mile, along the highway to Penton.

Suddenly he turned and walked as quickly back to Datchet Bridge.

"He has played me false, as I felt he would do last night," he said, "and I may learn of his treachery at any moment. If he had not stolen away like this! If I could only see him now!"

hand, which closed upon it, and disposed of it in a side pocket in his liberty-coat.

"Thank you," said Peter; "when the family comes into its rights, I hope the money I lent your father will be paid back, with interest."

"I have no doubt it will," said Brian; my father is in England, and you will see him shortly."

"Your father-in England! Now to think of that."

At the inn again, and glancing upwards," as if by instinct, at the window of Miss Westbrook's sitting-room. On the little table in front of the window was a vase with Angelo Salmon's bouquet already installed therein; he could see it very clearly from the roadway, and it turned his thoughts in another direction with singular celerity. "That Angelo Salmon's a big fool," he muttered.

A

CHAPTER XXI.

BUSINESS POSTPONED.

MAN with a wonderful sense of his

own importance, or a man readily disposed to take affront, was Peter Scone, the senior brother of St. Lazarus, for Brian had scarcely delivered himself of his uncomplimentary criticism on the unoffending Angelo, when Peter emerged from the inn into the roadway, with a very sour expression on his withered countenance.

"I'm going back now-and the sooner the better," he said to Brian, as he tottered by him.

"The carrier's cart is not in sight yet." "I can walk down the road and meet it, I suppose," he snarled forth.

"Certainly. I will go with you," said

Brian.

"I don't want any company," replied Mr. Scone; "talking's bad for me at my time of life."

Brian Halfday took no notice of this hint, but walked on by the side of the old man. "What has the carrier charged you for this journey, Peter?" he asked.

"Two-and-sixpence, because I'm a friend." "I don't like your coming to the funeral at your own expense," said Brian, "and if you will allow me to pay your fare, I shall be obliged."

"I am too poor to say no," answered Peter.

Brian placed half-a-crown in the man's

"It's not worth thinking about at present," was the answer.

"Oh! but it is," cried Peter, "for I don't see my way so clearly to my money now." "Why not?" asked Brian earnestly. "Your father was not a man to pay anybody when I knew him," said Peter.

"When I was a lad he left Penton. I only have a misty recollection of him at that time," said Brian mournfully; "a faint impression of a little kindness and a great deal of neglect stands for 'father' in those days. What kind of man was he, Peter?"

"Well, he was a better temper than the rest of you," said Peter frankly; "he took things easily, and let things go by him in an easy fashion, too." "Careless ?" "Yes."

"But honest? principle?"

A man of some degree of

"I don't recollect any principle in him," answered Peter, "and I don't fancy there was a great deal of honesty in making off with my three pounds five."

"That was a loan."

"For a few days he said, but then Bill Halfday always was a liar."

"I am sorry to hear it," murmured Brian.

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"Speaking the truth was quite out of your father's line. I dare say he took after his father, whose waspish tongue is still at last," he said, pointing to the churchyard. Ah, well, you are a queer family, and none of you too civil. There's bad blood in the Halfdays."

"Yes, we're a bad lot," assented Brian.

"And as for that Dorcas," cried the old man, suddenly remembering a recent indignity which had been proffered him, “if I ever forgive her, I wish I may die !"

"Has she said anything this afternoon to disturb you?" inquired Brian.

"Has she said anything that is kind, or

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