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A PRACTICAL TREATISE ON BANKING.

VOL. II.

LONDON: PRINTED BY WILLIAM CLOWES AND SONS, STAMFORD STREET

AND CHARING CROSS,


PRACTICAL TREATISE

ON

BANKING.

BY THE LATE

JAMES WILLIAM GILBART, F.R.S.,

ONE OF THE DIRECTORS OF THE LONDON AND WESTMINSTER BANK, AND FORMERLY
GENERAL MANAGER.

The best banking system may be defeated by imperfect management; and, on the other
hand, the evils of an imperfect banking system may be greatly mitigated, if not overcome, by
prudence, caution, and resolution."-Report of the Committee of the House of Lords on the
Causes of Commercial Distress, 1848.

IN TWO VOLUMES.

VOL. II.

LONDON:

BELL & DALDY, 186, FLEET STREET,

AND 6, YORK STREET, COVENT GARDEN.

1865.

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