EUROPEAN LIFE INSURANCE & ANNUITY Established, January, 1819. Empowered by Special Act of Parliament, 7 & 8 Vict. c. 48. Court of Directors. John R. Carnac, Esq. Maisonette, Ingatestone, Essex. .. Putney Heath. 10, James-street, Buckingham-gate. Auditors. Samuel Buller Lemon, Esq., Custom House, London. R. Mills, Esq., Taxing Master, Staple Inn, and Eltham. Solicitor.-Thomas W. Bolton, Esq., 4, Elm-court, Temple. Bankers. Bosanquet, Franks, and Whatman, 73, Lombard-street. Medical Officers. Henry Davies, Esq., M.D., 18, Saville-row. Wilmington, Ryde, Isle of Wight. ADVANTAGES OFFERED BY THIS OFFICE. Long standing-Established 1819. Undoubted security from a large paid-up capital and accumulated premiums. Diseased lives assured at equitable rates. The participating or non-participating scales of Premium: if participating, 80 per cent. is appropriated to Policyholders every fifth year-if non-participating, the rates are as low as can with safety be charged. Liberty to the Insurer to proceed to, and reside in, places beyond the limits of Europe. Premiums on Policies received yearly, half-yearly, or quarterly, or on a descending scale; or Half Premiums received for five or seven years. Loans granted on Policies, or on Freehold, Leasehold, or Copyhold Securities, accompanied by Policies of Life Assurance. Loans granted on undoubted Personal Security. Policies granted to meet every contingency. Medical men remunerated for their reports. A liberal commission to solicitors and others bringing business to the Society. By the condition of the Policies issued by this Company, it is agreed "that the documents upon the faith whereof the Policy is granted shall be conclusive evidence of the age and state of health of the party assured, unless fraud or wilful misrepresentation be discovered therein." No probability of Claims being disputed, the Company having paid to Policy-holders nearly 600,000l. without dispute or litigation. HOLDERS of LIFE-ASSURANCE POLICIES, and those who wish to effect LIFE ASSURANCES, are invited to write to HENRY AGGS, of la, Bishopsgate Street Within, London, who, without charge, will communicate important information. All letters are expected to be prepaid, but replies will be unstamped, unless provided. [1299 Advantages presented by this Society. LIFE ASSURANCES may be effected upon Equal, Half-Premium, Increasing, or Decreasing Scales; also by Single Payments, or Payments for limited periods. Tables have been specially constructed for the ARMY, NAVY, EAST INDIA COMPANY, and MERCHANT SERVICES; also for persons voyaging to, or residing in, any part of the world. ENDOWMENTS for Widows and Children, Pensions for retired Officers and Civilians, IMMEDIATE or DEFERRED ANNUITIES, and SURVIVORSHIPS. The Bonuses declared by the Society gave a Reduction of premiums, until next division of profits averaging 36 per cent. on Policies in force Five Years, or an addition to the Sums Assured, ranging from one-third to one-half of the total amount of Premiums paid. 197] E. OSBORNE SMITH, Actuary and Sec. Examples of Premiums for Insuring 1001. on a single Life. The next Bonus will be declared in 1855, and afterwards ROYAL MAIL STEAM-PACKET 52, GRACECHURCH-STREET, and 34, REGENT-CIRCUS, PICCADILLY, LONDON. ONVEYANCE OF PARCELS, SAMPLES, warding such Packages to and from all parts of the Continent is through the BRITISH AND CONTINENTAL DAILY EXPRESS PARCELS AGENCY, SIMULTANEOUSLY WITH THE MAILS. Parcels booked in London before 3 in the afternoon will arrive in Paris early the next morning; in Brussels, Antwerp, Ghent, &c., about noon; and at Cologne in the evening. PARCEL RATES, including all charges excepting Customs Duties and Entries, if any. Between London and Cologne. Belgium. France. each " 8. d. 3 0 s. d. 2 6 3 0 Under 14 lbs. weight Calais and Boulogne, 3s. The Rates charged by Prussian post to places beyond Cologne are very moderate. Tables may be had of the Agents. AGENTS. London, GEO. HAYWARD, 52, Gracechurchstreet.-Liverpool, H. RETEMEYER, Castle-street.-At Cologne, H. RISTELHUEBER and Co., through whom all parcels from Germany, Austria, Russia, Denmark, Italy, and Switzerland should be sent.-From Belgium through J. PIDDINGTON, 74, Montagne de la Cour, Brussels.-A. ĎAILE, Ghent.— LOUIS CARBON, Ostend.-From Antwerp and Holland through C. FROMENT.-J. FRIEND, Dover and Folkestone, Custom House Agent, to whom packages of Merchandize to and from France may be consigned. [1 266 THE SUBSCRIBER, having an opportunity of more extensively cultivating his business as COMMISSION and FORWARDING AGENT, is ready to enter into arrangements with first-class Firms desiring such aid. Re presenting in all Scotland first-class Houses, his knowledge of general business may be relied on. The Subscriber intimates to his Customers and Friends that he has Removed from No. 91, CONSTITUTION-STREET, to JOHN'S-LANE, CHARLOTTE-STREET, LEITH, and solicits their Import Orders for Dutch, German, and Russian produce. WILLIAM BLACK. Agent for NICHOLAS H. LUTGENS, Hamburgh. VAN DULKEN, VAN DORP, & Co., Rotterdam. CHARLES DEUBNER & Co., Riga. John's-lane, Charlotte-street, Leith. N.B.-On sale, on consignment, Prime KIEL BUTTER and GOUDA CHEESES. The Trade only supplied. [1 198 MBRIDGE MILITARY ASYLUM CAMBRIDGE Bare A and Private of Her Majesty's Land Forces. In Memory of His Royal Highness the late Duke of Cambridge. EDW. FRED. LEEKS, Hon. Sec. Ofice, 2, Charlotte-row, Mansion-house. [189 ROYAL ASYLUM of ST. ANN'S SOCIETY.— By Voluntary Contributions. Affording a Home, Clothing, Maintenance, and Education, to Children of those once in prosperity-Orphans or not-from every Nation. E. F. LEEKS, Secretary, [188 Offices, 2, Charlotte-row, Mansion-house. BRITISH LYING-IN HOSPITAL FOR MARRIED WOMEN. PRAYER-BOOK AND HOMILY SOCIETY. Established 1812. OFFICE, 18, SALISBURY-SQUARE, FLEET-STREET. Patron. His Grace the ARCHBISHOP of CANTERBURY. President. The Most Noble the MARQUIS of CHOLMONDELEY. THIS ks which have been set forth by authority HIS Society is instituted for the circulation of the of the United Church of England and Ireland, both in the original and by means of translations. Its funds, which arise from voluntary contributions, are employed in the active distribution of its various publications amongst those who are unable to procure them through the usual channels, either by free grant or by sale at less than the original cost. Frequent testimonies are borne by Christian Missionaries, in various parts of the world, to the usefulness of the Society's labours, especially in the improvement and establishment of converts from heathenism, and in raising the tone of devotional feeling in congregations of native Christians. The Society's labours at home may be exemplified by reference to its operations amongst Seamen and Emigrants. The agents visit almost every emigrant ship and large numbers of trading vessels in the port of London: the nature of the books which are offered is fully and candidly explained, and their use both individually and socially is affectionately urged upon the people. Social worship is frequently established on board in consequence of these persuasions, and by the help of the books supplied. A few years ago it was a very rare thing to hold divine worship on board ship; but now the crews of considerably more than half the ships visited in the port of London are assembled for that purpose on the Lord's Day. The Society's General Fund is available for the expenses of translations, &c. The operations on ship-board are supported by the Special Fund for Emigrants and Seamen; whilst the Special Fund for Ireland is devoted to efforts for spreading the light of the Gospel in that country. Subscriptions and donations in aid of either of these funds will be thankfully received by the Secretaries. The following list will give a general idea of the nature of the Society's publications : Arabic Portions of Liturgy; Articles of Religion; Homily, 'On Reading the Scriptures.' Bullom: Portions of Liturgy. Chinese Portions of Liturgy. Danish: Homilies, On Reading the Scriptures,' &c. Dutch: Prayers; Homilies, 'Of Faith,' Of Repentance,' French: Prayer-Book; Selection of Prayers; Homilies in tracts-various subjects. Gaelic Family Prayers, and Homilies (in preparation). German Prayer-Book; Arranged Services; Homily tracts on various subjects. Greek and Modern Greek: Prayer-Book. Hebrew: Prayer-Book; and (in Rabbinical Heb.) Homilies, 'On Reading the Scriptures,' and for Christmas Day. Indo-Portuguese: Prayer-Book; and Homilies, 'On Reading the Scriptures,' &c. Irish: Portions of Liturgy; Prayer-Book reprinting; Homilies in preparation. Italian: Prayer-Book (improved translation); Homily, 'Of Maori (New Zealand): Arranged Sunday Services; Family Persic: Portions of Liturgy. Polish Prayer-Book. Portuguese: A Manual of Prayers; Homily, 'Against the Fear of Death,' &c. Spanish Prayer-Book: Selection of Prayers; and Homilies, Against the Fear of Death,' &c. LIVERPOOL AND LONDON FIRE AND LIFE INSURANCE COMPANY. Established in 1836. Empowered by Acts of Parliament. OFFICES.-8 and 10, WATER-STREET, LIVERPOOL; 20 and 21, POULTRY, LONDON. Trustees. Sir THOS. BERNARD BIRCH, Bart., M. P. SAMUEL HENRY THOMPSON, Esq. Directors in Liverpool. WILLIAM NICOL, Esq., Chairman. JOSEPH CHRIST. EWART, Esq. Deputy-Chairmen. T. STEUART GLADSTONE, Esq. JOHN HORE, Esq. GEO. HALL LAWRENCE, Esq. Secretary.-SwINTON BOULT, Esq. Directors in London. WILLIAM EWART, Esq., M.P., Chairman. GEORGE FRED. YOUNG, Esq., Deputy-Chairman. Sir W. P. DE BATHE, Bart. HON. F. PONSONBY. Resident Secretary.-BENJAMIN HENDERSON, Esq. FUNERAL COMPANY, 29, New Bridge-street, Blackfriars, ESTABLISHED JANUARY, 1843. UNDER DISTINGUISHED PATRONAGE. The object of this establishment is to offer every means of economy, combined with respectability, in FUNERALS, to any magnitude, at stated charges; and the public is respectfully invited to strictly examine the plans of this office, the first established in England for the observance of Funeral economy. Artisan's Carriage Funeral, 31. 18s. 6d. and 5l. 10s. 6d. The deceased and mourners conveyed in separate carriages. Tradesmen's ditto, with Hearse and Pair, and Coach and Pair, 77. 12s. 6d. First Class Funeral, including a Shell, Lead Coffin, and Outside Case, Hearse and Four Horses, Two Coaches and Pairs, with Plumes and full equipments of superior description, 297. 12s. 6d. The cortège and style adopted will be found unexceptionable. "Those who have ever required the employment of an Undertaker in their family must feel the necessity of such an Establishment, and its great pecuniary advantages over the old system of conducting this business."-Court Journal. [1179 GOVERNESSES' BENEVOLENT Incorporated by Royal Charter, with power to hold Land by Gift, Purchase, or Bequest. HER MOST GRACIOUS MAJESTY, HIS ROYAL HIGHNESS THE PRINCE ALBERT, HER ROYAL HIGHNESS THE DUCHESS OF KENT, HER ROYAL HIGHNESS THE DUCHESS OF GLOUCESTER, Arbitrators-John Bullar, Esq.; William Fox, Esq.; Mr. Secondary James; W. A. Mackinnon, Esq., M.P., F.R S., F.S.A.; Treasurer-Benjamin Bond Cabbell, Esq., M.P., F.R.S., F.S.A. Auditors-Thomas Hunt, Esq.; Henry Kingscote, Esq.; Capt. the Hon. Francis Maude, R.N. Honorary Secretary-The Rev. David Laing, M.A., F.R.S. Bankers-Sir S. Scott and Co., 1, Cavendish-square; Messrs. Strahan and Co., Temple-bar. Secretary to the Provident Fund-Thomas Bayly Parker, Esq. Membership consists in the payment of an Annual Guinea, or of Ten Guineas in one sum. Subscribers are entitled to vote for Annuities in the proportion of one Vote for each Annual Half-Guinea, not in arrear, and for each Donation of Five Guineas. Subscriptions are due on the 1st of January, and can always be remitted by Post-office order, or by a cheque crossed "Sir S. Scott and Co." Secretary-C. W. Klugh, Esq., 32, Sackville-street. THE GOVERNESSES' INSTITUTION has been established to raise the character of Governesses as a class, and thus to improve the tone of Female Education; to assist Governesses in making provision for their old age; and to assist in distress and age those Governesses whose exertions for their parents or families have prevented such a provision. To facilitate the operations of the Institution, its proceedings are subdivided into the following branches; and every gift is devoted solely to the object for which it is given. lars forwarded to her, on application to the Secretary at the Office; and, if she will consult any gentleman connected with monied details, she will learn that she cannot otherwise have such terms with such security. This branch includes a Savings-bank; each lady's money standing in her own name, and removable only by her own order. A HOME for Governesses during the intervals between their engagements. TEMPORARY ASSISTANCE to Governesses in distress, afforded privately and delicately through the LADIES' COM-ing, MITTEE. ANNUITY FUND.-Elective Annuities to aged Governesses, secured on Invested Capital, and thus independent on the prosperity of the Institution. It is necessary that a capital should be raised, from the interest of which Annuities may be given; as to profess to grant Annuities from annual subscriptions-from a fluctuating income, which any change of public opinion, or accidental circumstances, might destroy-would be to risk disappointment to the aged annuitants at (perhaps) the most painful and inconvenient time. Many Annuities have been founded by investments in the three per cent. Consols; and it is intended to elect at least two Annuitants in each succeeding May and November, should the funds be received. The candidates, who must be Governesses above fifty years of age, require to be approved by the Committee. To carry out this design-the establishment of permanent Annuities, granted from funded capital-the Committee invite benevolent individuals of large fortune to found Annuities bearing their own name. Fellowships and scholarships are thus founded for those of the other sex who labour with the mind; and surely we should not be forgetful of those whose minds labour to mould the characters of English wives and mothers. The Hon. Mrs. Ashley has most kindly opened a Fund to raise all the Society's Annuities to 207.; and has already received 8007. towards this desirable object. Any donations which may be kindly given may be addressed "The Hon. Mrs. Ashley, to the care of the Secretary." PROVIDENT FUND.-Provident Annuities purchased by ladies in any way connected with Education, upon Government Security, agreeably to the Act of Parliament. This branch of the Institution has been very successful. Any lady can have the Tables of Rates and other particu The home-in Harley-street-is principally self-supportthe ladies paying a certain weekly sum for board and lodging. The admission is by a Committee of Ladies, on written introductions. The facilities for re-engagements are so great to ladies from the country, and the arrangements are so private and comfortable, that the Home is in much request. REGISTRATION FREE OF EXPENSE.-Books being provided at the Home, with lists both of vacant engagements and of disengaged Governesses, the nobility and gentry find the benefit of such opportunities for selection; whilst the immense connexion of the Society affords great advantages to the Governess, without the slightest expense. A COLLEGE for Governesses has been established, named QUEEN'S COLLEGE, by Royal Permission. A Committee of Education has been formed of gentlemen of high standing and experience, by whom certificates of qualification are given to Governesses in any branch of instruction without fee. Any lady sending in her name, and stating in what subjects she seeks examination, will have an immediate appointment for the purpose. It will now rest with parents to make engagements contingent, if they please, upon the production of certificates. Classes are open in all subjects of instruction. About 340 certificates have been issued since the opening of the College; arrangements have been made for the FREE EDUCATION of a certain number of Pupils, dependent on Governess-relatives; and large evening classes have been established, with FREE LECTURES, for Governesses engaged during the day. AN ASYLUM FOR AGED GOVERNESSES, built for Eighteen, but capable of enlargement to any extent. Additional apartments for two are estimated at 2007. ; Endowments for each, 5007., or 157. per annum, legally and permanently secured. Age for admission, SIXTY: Election, as for Annuitants. The inmates are wholly maintained. [1 153 INSTITUTED A.D. 1799. DEPOSITORIES: DEPOSITORIES: 56, Paternoster-row; 65, St. Paul's Churchyard; and 164, Piccadilly, near St. James's-street. 56, Paternoster-row; 65, St. Paul's Churchyard; and 164, Piccadilly, near St. James's-street. Honorary Secretaries-Rev. W. W. CHAMPNEYS, M.A., Rector of Whitechapel, and Rev. EBENEZER HENDERSON, D.D. Corresponding Secretary and Superintendent-Mr. WM. JONES. Assistant Secretary and Cashier-Mr. WM. TÁRN. THE Society has issued works in about 110 different languages and dialects; specimens of some of which are shown in the Great Exhibition. The present annual circulation of the Society's works amounts to about TWENTY-FOUR MILLIONS; its receipts to about 61,000l.; and its total distribution, to March, 1850, including the issues of its foreign Societies, to about FIVE HUNDRED AND TWENTY-FOUR MILLIONS of copies. The sale of the publications is made to cover all the expenses of production and distribution. Thus the whole of the subscriptions, &c., are applied to the gratuitous circulation of its works, without any deduction or charge whatever. THE INDUSTRIAL EXHIBITION. Extensive supplies of books and tracts, in many of the Continental languages, have been prepared for circulation among the foreign visitors to the Great Exhibition. To facilitate this object they have reduced the price of all tracts in foreign languages to the same scale as English tractsequal to a reduction of one-fourth. All persons purchasing foreign tracts, for gratuitous circulation, to the amount of 20s., will be supplied at half the Catalogue prices. The Committee have engaged eligible premises at No. 164, PICCADILLY, as their WESTERN DEPOSITORY. PUBLICATIONS. THE MONTHLY VOLUMES: a Series of Popular Works, elegantly written, on History, Biography, Science, Religion, &c. Sixty-six volumes are already published. Each vol. contains 192 pages of good bold letterpress, and occasionally illustrated with engravings;-6d. in fancy covers; and 10d. in cloth boards, gilt edges. EDUCATIONAL SERIES, for Schools and Families, consisting of the HISTORY OF GREECE to A. D. 1833, 12mo., with map, cloth, 2s. 6d.-HISTORY OF ROME, to the Fall of the Empire, 12mo., with three maps, 38.-LIVES OF ILLUSTRIOUS GREEKS, 12mo., 38.A UNIVERSAL GEOGRAPHY, in four parts, Historical, Mathematical, Physical, and Political, with ten coloured maps, 12mo., boards, 58.-PALEY'S HORE PAULINE, with notes and supplementary treatise, by Rev. T. R. Birks, A.M., with maps, 3s.-PALEY'S EVIDENCES OF CHRISTIANITY, with introduction, notes, and supplement, by Rev. T. R. Birks, A.M., with Map, 3s. THE ANNOTATED PARAGRAPH BIBLE: containing the Old and New Testaments, according to the authorised version, arranged in paragraphs and parallelisms; with explanatory notes, prefaces to the several Books, and an entirely new selection of references to parallel and illustrative passages. Part I. The Pentateuch. Super-royal 8vo. 3s., neat cover. [To be completed in six parts.] POCKET PARAGRAPH BIBLE. With maps. 4s. cloth boards; 5s. roan gilt; 68. morocco; 7s. Turkey morocco. authors; with marginal references, maps, and various useful tables. Super-royal 8vo. Complete in six vols. 27. 14s. boards; 37. 18s. half bound; 47. 14s. calf; 51. 6s. calf extra. With numerous engravings, portraits, &c., 60s. boards. COMMENTARY: the same as above, without the Text. 12mo. 6 vols. neat, in cloth, 32s. ; half bound 38s.; calf 448. HISTORY OF THE REFORMATION. By Dr. MERLE D'AUBIGNE. Demy 8vo. 4 vols in 1. With new preface, and numerous additions. The 4th part being the English original. Cloth bds. 6s.; or in two vols. 78. The Library Edition, in 4 vols., price 14s. boards. ANTIQUITIES OF EGYPT; with a particular notice of those that illustrate the Sacred Scriptures. Many engravings. 8vo. 10s. cloth boards. HISTORY OF THE VAUDOIS CHURCH. By ANTOINE MONASTIER, formerly Pastor in the Canton de Vaud. 12mo., with a map of the valleys, 4s. boards. LUTHER: his Mental and Spiritual History: with special reference to its earlier periods, and the Opening Scenes of the Reformation. By BARNAS SEARS, D.D. 12mo. 4s. boards. THE HISTORY OF THE JEWS, from the Call of Abraham to the Birth of Christ. Illustrated with steel and wood engravings. In 2 vols. 12mo., 88. boards; 10s. half bound. THE JUBILEE MEMORIAL of the RELIGIOUS TRACT SOCIETY: containing a record of its Origin, Proceedings, and Results. A.D. 1799 to A.D. 1849. By WILLIAM JONES, Corresponding Secretary. 8vo. with portraits engraved on steel, 7s. extra cloth boards. Catalogues of the Society's Tract, Book, and Foreign Publications may be obtained at either of the above Depositories, or forwarded by post. Applications in reference to the funds and publications may be addressed to Mr. WILLIAM JONES, 56, Pater noster-row. [1113 |