property, by or with the knowledge of any of the
parties to the amalgamation, transfer, reinsurance
or purchase.

(6) No such company shall amalgamate with, transfer its business to, reinsure its business in, or purchase and take over the business and property or any part thereof, of another company unless such amalgamation, transfer, reinsurance or purchase is sanctioned by the Treasurer in accordance with the provisions of this Act.

[1918, c. 33, s. 1(4).]

head office

annual

157. Any provincial company may by by-law, passed Change of and approved of by the votes of the shareholders, represent- and date of ing at least two-thirds in value of the subscribed capital meeting of the company, present or represented at a special general meeting duly called for considering such by-law

(a) change the head office of such company from
any place in the Province to any other place in
the Province;

(b) change the date for holding its annual general
meeting.
[1918, c. 33, s. 1(4).]

regulations

158. For the purpose of carrying out the provisions Rules and of this Act according to their true intent and supplying any deficiency therein the Lieutenant Governor in Council may make rules and regulations not inconsistent with the true intent and meaning of this Act, including the fixing of a scale of fees for departmental services, which shall have the same force and effect as if incorporated herein. [1915, c. 8, s. 101.]

In the matter of The Alberta Insurance Act, and in the

matter of the annual statement of.

an insurance corporation.

...day of.

3. That each of us has the means of verifying the correctness of the statement within contained (or hereunto annexed) of the affairs of the said insurance corporation, and that on the.... last all the above described assets were the absolute property of the said insurance corporation, free and clear of any and every lien or claim thereon, except as above stated, and that the said statement and the schedules and explanations hereunto annexed and by us subscribed are a full and correct exhibit of all the liabilities and of the income and expenditure and of the general condition and affairs of the said insurance corporation on the said... .last and for the..

day of....

year ending on that date.

And we severally make this solemn declaration, conscientiously believing it to be true and knowing that it is of the same force and effect as if made under oath and by virtue of The Canada Evidence Act.

Severally declared before me at

1. If any person insures property and causes the same to be described otherwise than as it really is to the prejudice of the company, or misrepresents or omits to communicate any circumstance which is material to be made known to the company, in order to enable it to judge of the risk it undertakes, such insurance shall be of no force in respect to the property in regard to which the misrepresentation or omission is made.

2. Any change, material to the risk, and within the control or knowledge of the assured, shall avoid the policy as to the part affected thereby, unless the change is promptly notified in writing to the company or its local agent; and the company when so notified may return the unearned portion, if any, of the premium which has been paid for the unexpired period and cancel the policy, or may demand in writing, by registered letter addressed to the assured at his last post office address notified to the company, and where no address notified then to the post office of the agency from which the application was received, an additional premium, which the assured shall, if he desires the continuance of the policy, within fifteen days pay to the company, and if he neglects to make such payment within fifteen days after receiving such demand the policy shall be no longer in force.

3. If the assured now has any other insurance on any property covered by this policy which is not disclosed to the company or hereafter effects any other insurance thereon without the written assent of the company, he shall not be entitled to recover in excess of sixty per cent. of the loss or damage in respect of such property; but if for any fraudulent purpose the assured does not disclose such other insurance to the company this policy shall be void.

(a) If within two weeks after written notice of such other insurance or of any other intended insurance, or after that time and before such other insurance is effected, the company does not dissent by notice in writing to the assured, it shall be deemed to have assented thereto.

4. In the event of there being any other insurance on property herein described at the time of the happening of any loss or damage in respect thereof, then this company shall be liable only for the payment of a rateable proportion of such loss or damage or of such amount as the assured shall be entitled to recover as provided by condition 3.

5. After application for insurance, if the same is in writing signed by the assured, it shall be deemed that any policy sent or delivered to the assured is intended to be in accordance with the terms of the application, unless the company points out in writing the particulars wherein the policy differs from the application. If the policy has been issued on verbal application or instructions of the assured it shall be deemed to be in accordance with such application or instructions, unless the assured points out to the company in writing the particulars wherein the policy differs from such application or instructions.

6. No condition of the policy, either in whole or in part, shall be deemed to have been waived by the company, unless the waiver is clearly expressed in writing, signed by an agent of the company.

7. Any officer or agent of the company who assumes on behalf of the company to enter into any written agreement relating to any matter connected with the insurance shall be deemed prima facie to be the agent of the company for the purpose.

8. Any written notice to the assured may be by letter delivered to the assured or by registered letter addressed to him at his last post office address notified to the company or where no address is notified and the address is not known, addressed to him at the post office of the agency, if any, from which the application was received.

9. Any written notice to the company may be delivered at the head office or chief agency of the company in the province in which the property is situate, or sent by registered post addressed to the company, its manager or agent, at such head office or chief agency or may be delivered or sent by registered post to an authorized agent of the company.

10. The insurance may be terminated by the company by giving to the assured fifteen days' notice in writing or five days' personal notice to that effect, and if on the cash plan by tendering therewith a rateable proportion of the premium paid, for the unexpired term, calculated from the termination of the notice, and the policy shall cease after such notice or notice and tender, as the case may be, and the expiration of the fifteen days or five days, as the case may be.

11. The insurance, if on the cash plan, may also be terminated by the assured by giving written notice to that effect to the company or its authorized agent, in which case the company may retain the customary short rate for the time the insurance has been in force, and shall repay to the assured the balance of the premium paid.

12. If the property insured is assigned without a written permission indorsed hereon by an agent of the company duly authorized for such purpose, the policy shall thereby become void; but this condition does not apply to change of title by succession or by operation of the law, or by reason of death.

13. Money, books of account, securities for money, and evidences of debt or title, are not insured.

14. The company is not liable for the losses following, that is to say:

(a) For the loss of property owned by any other person than the assured, unless the interest of the assured is stated in or upon the policy; nor for loss beyond the actual value destroyed by fire nor for loss occasioned by any law regulating construction or repair of buildings;

(b) For loss caused by invasion, insurrection, riot, civil commotion, military or usurped power;