that sneak was wuth a stamp, he'd git down an' hole my hoss, till I sarved ye."

"What do you mean, you dog!" said Lorn angrily, as the man climbed into the wagon; "get out of this, or I'll brain you with the butt of the whip." "None o' yer sass,' "said the man, showing his pistols. "I'm the law, and that there's p'leesman. You just turn this vehickel, and toddle back. The gal can go whar she dern pleases; I don't want her; " and he showed a warrant of arrest in Feebil & Costs v. Lorn for lawyers' fees in the case of Keith v. Overdo.

The reader will remember a certain statutory provision, under which Brown & Lorn seized the money of Overdo in Judge Groth's hands. Under the same clause, Feebil & Costs now seized the person of William Lorn for the fees of Katy's lawyers, employed by Earl Groth. There was no alternative. He must go to jail. He tried to persuade his wife to go back to Mr. Brown's, but "No!" she said; "they may rob and plunder us; they may imprison and kill us; but they shall not separate us. God willing, where you go I will go, and thy people shall be my people, and thy God my God."

It was a terrible situation. The funds Mr. Brown had advanced would not suffice to pay Feebil & Costs' exorbitant bill, and even if they were accepted in satisfaction, it destroyed that hope and plan of a home in a new country. They did not know what to do; the sulky jailer wished to separate them, but the wife cried and clung so to her husband that even his hard heart was moved. Send for Brown - if they could find him; send for Feebil & Costs, and try to arrange it. Feebil & Costs sent back word to pay and go; they had no other conditions.

Doubting, despairing, praying for release from the life that had proved too hard for them, the poor, foolish young people were beginning to try to cheer one another, when the door opened and in walked Josh Brown.

"How the devil did this happen?"

"Is that all?" asked Lorn, still incredulous.

"Well, yes; you see I called twice," said Brown. "First time he did n't have it. Of course I expected that. A man don't have $5500 in his breeches pockets every day. But I put it right strong to him that you were going away to-day, and must have it, and said I'd call again. Well, I did; I put it right strong again, you know, and while we were talking one o' them fellows came in and handed in the chips, and so Overdo passed 'em over and I took 'em down; and then - and then I told him he was a brick, and we went over and took a drink; two drinks, I believe, and that's about all."

That was all Brown knew, and that story he believes to this day. The reader's better knowledge of the agent may lead to an acuter judgment. When Brown called the first day, the agent was in terror. He went to his lawyer, and there learned the uselessness of any attempt to put Brown under bonds. "If you had a cause for it," said Groth, "it would only provoke him; and you know the governor would remit the fine as soon as he was acquitted for the shooting, and he certainly would be acquitted." The agent knew it; but he had the policeman ready. There was a row in the adjoining drinking saloon, and while the officer went to quell it, Brown walked in. While there, one of the clerks accidentally returned six thousand dollars to be put in the safe, and the money lay on the desk between

them. After Brown had " put it right strong," as he said, that the agent must pay-meaning he was morally boundhe slipped from the tall stool, throwing his hand behind him as he did so. The whole terrible antecedent scene, with its remembered threat, witnessed in that very spot, was before the agent's eyes, and with white lips and shaking nerves he pushed the uncounted roll to Brown and begged him to "let him alone." The young man did not observe or regard his agitation, but counting the money pushed back the difference, saying "there was no interest," and then pressed his hospitality on the agent. There had been no threat, no incivility. It was in an open office, in business hours, and, though a very unbusinesslike transaction, occurred in a business way. It is questionable if a by-stander, without the key to the matter, would have judged otherwise than Brown, or thought the agent was otherwise moved than by consideration for the orphan daughter of his earliest patron; and to crown all, Brown now had possession of the money. The law would be as ineffectual in getting it out of his grasp, as it had been in unclasping the agent's knuckles.

The agent was a shrewd rascal, and saw all this. Before Brown left him, leaning over the bar of the drinking saloon, he thanked that gentleman for calling his attention to it; he had been misled by his lawyer, to whom he intrusted the affair, and he hoped Mr. Brown would represent him so to the ladies and the public. Brown did; all the odium fell on Judge Groth. Already that gentleman was suffering in reputation. The terrible punishment administered to him by Lorn exhibited the fact that this lion was all mane and roar; and now any shyster may run over him with impunity. His son gets all the practice, and is the rising member of that family. Not that Earl does not prosper. He has married a very pretty little girl who believes all his marvelous lies and rehearses them.

With five thousand dollars in his pockets, Lorn had no hesitation in asking Brown senior to become security for any debt to Feebil & Costs; but when the cause came for trial, they could prove no authority from Miss Keith, and the judge chose to regard it as volunteer assistance.

Katy and her husband prosecuted their resolution to come to a new home; and so I came into possession of her story. She is so good to all of us, we cannot regret the misfortunes that brought her among us. We had no church, but in some way her little loghouse has become our chapel. If anybody is sick or sorrowing or in trouble, it is her soft hand and voice that cheer them, and she is known to all the country side for her gentle ways and loving charities. No doubt she is happy with her husband, yet she has little willful ways with him when he goes wrong, and will not hesitate to correct him. It she thinks she has given pain in doing this, she will be very penitent, but still adds: "But I will not promise to do better next time, for if I see you going wrong I must speak!" Marriage is not a stopping-place for natures like hers, - though my story stops here, but rather the beginning of a newer growth. Happy indeed her husband if she is spared to him in its fruition.

I think sometimes of her case before the mirror, and then I fancy that law courts are not a level reflecting surface, but a bright sphere that distorts the features brought nearer to it; and I prefer my own poor bits of glass.

And now the fiction of incident falls away like the player's dress, and I know better the character in these strange circumstances in which I have placed it; and I know that memory, not imagination, has been the creator of her virtues. But the reality like the shadow has passed away, and in my little mirror I see only the dusky shadows and the still stars of heaven shining down upon me.

Will Wallace Harney.

A WELL-TRAINED accountant cannot fail to be often much amused at the inability of many persons, whom he knows to possess much greater intellectual power than he has himself, to comprehend what they are pleased to call the mysteries of book-keeping. A little observation at once indicates the reason: it is that they seek a mystery where none exists, and that they could not fail to understand the art of keeping accounts if they would but divest themselves of the idea that there is anything in it beyond the comprehension of an average pupil of a common grammar school.

So it is also in regard to money and banks: vast and arbitrary powers of oppression and wrong are imputed to money and to banks as necessary attributes, by a considerable portion of the community, especially to the banks; while on the other hand the possession of money in large amount and the mere establishment and existence of banks are regarded by another portion of the community as being the only things needed to secure abundance, comfort, and general wealth or welfare. Hence we have the strange anomaly of a great people, not ill-educated, not unintelligent, not unable or unwilling to work, capable and desirous of saving, eager to use none but the best tools and implements in their various callings, yet utterly confused as to the nature and function of two of the most necessary tools, and therefore placed at a great disadvantage and suffering a heavy waste and loss of labor. These two tools are money and banks.

Hence also we have the ignoble picture of a house divided against itself, State against State, jealousy and suspicion engendered, and the opportunity created for the venal and treacherous demagogue.

May it not therefore be well to give a little attention to the simplest problems of production and distribution,

to present anew the uses of money and of banks? In assuming this service the writer is moved by the belief that a tradesman or manufacturer who happens to have the faculty of making a tolerably clear statement may more easily remove the causes of confusion from the minds of his fellows than a more scientific writer, because being possessed of but a limited vocabulary he will use only the words that are common among his associates, while the scholar or the professional writer may use terms which to him are simple expressions of thought, but are yet Greek to the multitude.

When habits and customs become fixed, the process of thought by which they were evolved is lost or obscured. There was doubtless a time when the simplest problems in arithmetic, even that two and two make four, required an effort even of adult understanding; there was also a time when the exchange of one thing for another was not a habit and could only be accomplished with grave difficulty. The true idea that every such exchange of things is made because both parties gain by it, or because both parties expect to gain, and will not continue to make exchanges unless both do gain, is not yet accepted as an axiom by one person in a hundred, although this is as simple a proposition as that two and two make four.

There is an immense confusion of ideas growing out of the common misuse of words. It is said that A. B. is making money or that B. C. is worth a great deal of money, and that C. D. is very short of money; and this use of the word money, while it conveys the meaning of the speaker well enough, yet in a strict sense has no foundation in fact, and from such misuse of the word comes a vast deal of confusion of thought and of bad legislation.

The successful A. B. makes no money, but only with the use of money con