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Percentage of the Current Standard Rate of Craftsmen's Wages payable to Apprentices.

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at

business of
(hereinafter called the Employer ") of the first part, and

of

(hereinafter called "the Adult Apprentice ") of the second part.

WITNESSETH that the said Adult Apprentice doth hereby of his own free will bind himself to the Employer to learn the trade or business of a from the

for the term of three years. And in consideration of the mutual agreements herein contained, it is hereby agreed by and between the Employer and the said Adult Apprentice as follows:

1. The Adult Apprentice will during the said term faithfully, honestly and diligently serve the Employer and obey all his lawful. commands and requirements and will not do or knowingly suffer to be done any damage or injury to the Employer and also will not waste the goods of the Employer or lend them unlawfully and will not without the Employer's leave absent himself from the Employer's

service.

2.

And in consideration thereof the Employer will to the best of his power, knowledge and ability teach and instruct the Adult Appren

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LOCAL GOVERNMENT ORDERS, ETC.

tice or cause him to be taught and instructed in the trade or business aforesaid and will during the said term pay or cause to be paid to the Adult Apprentice wages at the following hourly rate for every hour actually worked by the Adult Apprentice :

During the first year of the said term

...

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The agreed labourer's

rate.

80 per cent. of the current standard rate of craftsmen.

90 per cent. of the current standard rate of craftsmen.

95 per cent of the current standard rate of craftsmen.

3. The period or periods of time (if any) during whch the adult apprentice shall absent himself from the service of the employer shall be added to the period of the apprenticeship.

4. The adult apprentice shall work for the employer during the hours recognised as applying to craftsmen and under the agreed conditions of employment appertaining to craftsmen in the locality.

5. If the employer shall cease to carry on the said trade or business or be compelled to stop the operation of his works either permanently or for a period of one calendar month or upwards owing to his being unable to obtain materials or in consequence of fires or accident or from any other cause beyond his control he shall forthwith notify the Local Building Industry Committee, whose duty it shall be to arrange with the consent of the parties to this indenture (such consent shall not, however, be unreasonably withheld) for the transfer of the adult apprentice to another employer who shall undertake to carry into effect all the provisions of this indenture throughout the period of its currency as if he were the original employer. Provided always that if the adult apprentice has completed two years of his apprenticeship and the employer has provided further suitable work elsewhere which the adult apprentice refuses to accept and the Local Building Industry Committee fail to transfer the adult apprentice within two calendar months of being notified by the employer as aforesaid then the employer shall have the right to terminate this indenture and thereupon shall cease to have any further liability with respect to the said adult apprentice.

6. If at any time during the said term a duly qualified medical practitioner shall certify that the adult apprentice is permanently disabled or is not likely to be able to follow the said trade or business,

MINISTRY OF HEALTH CIRCULAR.

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whether from illness, accident or other cause, it shall be lawful for the employer or adult apprentice on giving fourteen days' notice in writing to the other of them to terminate the said service.

7. If at any time during the said term the adult apprentice shall be wilfully disobedient or shall be proved to be unsuitable to be taught the said trade or business or the employer shall be proved to have failed to teach or cause to be taught the adult apprentice the said trade or business or should any other dispute arise it shall be competent for either party to this indenture to lodge a complaint in writing to the Local Building Industry Committee. The decision of such Committee touching upon any such dispute or complaint shall be final and binding on all parties concerned.

8. The term " Employer" includes the present firm and any other firm or person carrying on business in succession to the present firm. 9. The term "Local Building Industry Committee" shall mean formed the Committee of representatives of Building Trade being formed Employers and Building Trade Operatives for purposes connected with the engagement, employment and indenture of apprentices for the district in which the adult apprentice is at any time working, or if there is no such Committee, the Committee for the district in which the employer has his head office.

IN WITNESS Whereof the said parties to these presents have hereto set their hands and seal the day and year first before mentioned. SIGNED, SEALED and DELIVERED

by the said

CIRCULAR OF MINISTRY OF HEALTH.

Circular 555

HOUSING ACTS.

GUARANTEES TO BUILDING SOCIETIES.

Ministry of Health,

Whitehall, S.W.1,

30th January, 1925.

Sir, I am directed by the Minister of Health to invite the attention of Local Authorities to an arrangement recently concluded with the Building Societies Association with regard to the guarantees which may be given by Local Authorities to Building Societies under Section 5 (1) (b) of the Housing, etc., Act, 1923, as amended by

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LOCAL GOVERNMENT ORDERS, ETC.

the Second Schedule to the Housing (Financial Provisions) Act, 1924, and applied to County Councils by Section 12 of the last-named Act. Many persons desiring to build houses for their own occupation are unable to find the difference between the cost of building and the loan which a Building Society will normally advance under its rules, and the object of the guarantee is to enable the Building Society to make an additional advance, and so help to bridge the gap. Such guarantees may be given both for houses for the working-classes which would qualify for subsidy assistance, and also for houses of a larger type, provided that the Local Authority's valuation of the mortgagor's interest in the property does not exceed £1,500. The houses for which guarantees may be given are new houses to be built either within or without the district of the Local Authority. The construction of the houses must not have been commenced before the 25th April, 1923. The following is a summary of the arrangements which have been agreed between the Minister and the Building Societies' Association :— (1) The guarantee will apply in respect of the difference between the total loan to be advanced by the Society and the loan which might normally have been advanced by the Society under its rules without guarantee.

(2) The total loan to be advanced by the Society with guarantee
must not exceed 90 per cent. of the value of the mortgagor's
interest in the property as assessed after a valuation made
by the Local Authority in agreement with the Building
Society.

(3) The Local Authority's liability under the guarantee will arise
only if, upon the sale of the property by the Society under
the power of sale conferred upon them by the mortgage,
the proceeds of the sale are insufficient to cover the principal,
interest and costs due to the Society under the mortgage.
(4) The Local Authority's maximum liability will then be the
difference between the deficiency so arising on the sale and
the deficiency which would have arisen if the total original
loan had been that which the Society would normally advance
under its rules without guarantee.

(5) Within one calendar month after the happening of any of
the events giving rise to the exercise of the power of sale
under the mortgage, the Building Society shall give notice
to the Local Authority and shall, if so required by the Local
Authority, demand payment of the principal and interest
owing on security of the mortgage and in default of payment
proceed to the exercise of such power of sale. Subject to
this, the Building Society may allow time to the mortgagor
for payment.

(6) At any time after receipt of the notice mentioned in the preceding paragraph and during the continuance of the mort

MINISTRY OF HEALTH CIRCULAR.

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gage, the Local Authority may acquire the interest of the Building Society in the mortgage by payment to the Society of the principal, interest and costs then owing on security. of the mortgage.

(7) The guarantee will be determined when the amount of the loan has been reduced by repayment to 45 per cent. of the valuation.

The Building Societies' Association has prepared a model form of guarantee which embodies the arrangements agreed with the Minister, and this form of guarantee has been circulated to the Building Societies. The Minister has not accepted any responsibility for the precise form of the guarantee because he considers that this is a matter for the legal advisers of the Local Authority. He would be prepared to consider favourably proposals submitted to him by a Local Authority for a guarantee in this form, or in any form which, in the opinion of the Local Authority's advisers, gives effect to the above arrangements, and he would further be prepared to consider any minor modifications of these arrangements which may be thought necessary in view of any special local requirements.

Many Building Societies have considerable sums available for investment, and the Minister has no doubt that co-operation between Building Societies and Local Authorities may have very useful results in encouraging the building of houses for their own occupation by those who have a small amount of savings available for investment. I am, Sir,

The Clerk to the Authority.

Your obedient Servant,

E. R. FORBES,

Assistant Secretary.

ORDER OF SECRETARY OF STATE.

THE LOCAL ELECTIONS (ALTERATION OF RULES) Order, 1925, DATED JANUARY 19, 1925, MADE BY THE SECRETARY OF STATE.STATUTORY RUles and OrdeRS, 1925, No. 30.

Whereas by the Orders (hereinafter referred to as "the principal Orders") the short titles whereof are set forth in column 1 of the First Schedule to this Order, the Local Government Board prescribed Rules with respect to the conduct of the election of the persons respectively named in column 2 of that Schedule opposite to the said short titles;

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