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REGULATIONS, 1918.

Transfer values of married women.

[England, Scotland, Ireland, and Wales.]

(b) So far as relates to the previous contribution year, if any sum payable by way of cancelling arrears which accrued for that year has not been paid, the appropriate transfer value shall be reduced by half of that sum.

(2) If the date of transfer is the first day of the second half-year of a contribution year, the following provisions shall apply in the case of an employed contributor who is in arrears in respect either of the current contribution year or of the preceding contribution year, or of both those years :

(a) So far as relates to the current contribution year, 26 contributions shall be added to the number paid or deemed for the purpose of calculating arrears to have been paid by or in respect of the contributor for the half-year immediately preceding the date of transfer; and, if the resulting number is less than 48, the transfer value shall be reduced by the amount which would be payable by way of cancelling arrears, if such resulting number of contributions had been the number paid or deemed to have been paid for the current contribution year; and

(b) So far as relates to the preceding contribution year, if any sum payable by way of cancelling arrears which accrued for that year has not been paid, the appropriate transfer value shall be reduced by that sum.

(3) The provisions of the foregoing paragraphs of this Article shall apply to the case of a voluntary contributor, save that for the sum payable by way of cancelling arrears referred to in those paragraphs, there shall be substituted seven-ninths (or in the case of a woman three-fourths) of the amount of any arrears of contributions required to enable the contributor to receive benefits at the full rate, and for 48 contributions referred to in paragraph (2) (a) above there shall be substituted 50 contributions.

(4) Any fraction of 6d. appearing in a sum obtained as a result of any calculation made under this Article shall be disregarded.

(5) If the date of transfer is any date other than one of the two referred to in this Article the appropriate transfer value shall be reduced by such amount as may, in the opinion of the Joint Committee, be equitable.

15. (1) In the case of a married woman who being a person whose normal occupation is not employment within the meaning of Section 22 of the Act of 1918, transfers from one Society to another within two years after marriage, the transfer value, if any, shall be such sum as the Joint Committee may consider proper, and in the case of a woman who, having ceased to be a person whose normal occupation is employment, has again become employed and transfers within two years after marriage, shall be the transfer value which would have been applicable to her if she had entered into insurance at the date on which she again became employed, increased by such amount as the Joint Committee may determine, having regard to the value of the benefits to which she is entitled under Section 22 (3) of the said Act.

(2) In the case of a married woman who, having been unmarried at the date of entry into insurance and having continued to be an employed contributor up to the date of transfer, transfers from one Society to another within one year after marriage, or has before the 1st day of July, 1918, so transferred, whether within one year after marriage or not, the transfer value shall, subject to any necessary adjustments in the case of a person in arrears, be and be deemed to have been the sum of 40s., and in any case in which a transfer value has been credited before the 1st day of July, 1918, such adjustments, if any, as may be necessary to secure that the transfer value shall be equal to that sum shall be made in the accounts of the two Societies concerned.

REGULATIONS, 1918.

[England, Scotland, Ireland, and Wales.]

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16. If an insured person is, at the date on which he transfers from Adjustment one Society to another, suspended from any benefit payable under the of transfer principal Act for any cause other than arrears, or if a Society has paid certain cases. to a member any sum by way of advance, pending the settlement of his claim for compensation or damages, and at the date on which he ceases to be a member of the Society, that sum or any part thereof is owing to the Society by the member, the transfer value payable in respect of him shall be subject to such adjustment as the Joint Committee may determine.

PART IV.

Reserve Suspense Fund.

Amount to

be credited

to reserve suspense fund under

of 1918.

17.-(1) If a member of a Society ceases to be an insured person, the transfer value, if any, to be carried to the Reserve Suspense Fund in respect of him shall be the appropriate transfer value reduced in the case of a man by £1 5s. and in the case of a woman by 21s. (2) A person who ceased to be an employed contributor before the S. 15 of Act 1st day of July, 1918, and did not become a voluntary contributor upon ceasing to be employed shall be deemed for the purposes of these Regulations to have ceased to be an insured person after twelve months from the end of the half year in which he was last employed, and a voluntary contributor who before the date aforesaid ceased by reason of arrears to be entitled to any benefits shall be deemed to have ceased to be an insured person at the end of the half-year in which he ceased to be entitled to the benefits.

(3) If an employed contributor has for any two consecutive half-years failed to surrender contribution cards to the Society of which he is a member and the Society has not satisfied the Commissioners that there was any adequate reason for such failure, he shall be treated for the purposes of these Regulations as having ceased to be employed at the end of the last half-year for which a card was surrendered by him.

(4) If a married woman who on suspension from the ordinary benefits became a voluntary contributor under Section 44 of the principal Act has ceased before the 1st day of July, 1918, to be such a voluntary contributor, the transfer value to be carried to the Reserve Suspense Fund in respect of her shall be 20s.

(5) The provisions of this Article shall not apply to a person who was immediately before he ceased to be insured a person to whom Section 45 of the principal Act applied, or to a person who entered into insurance as an employed contributor, being then over the age of 65, and who ceased to be insured before the 13th day of October, 1913, or to a person who, being a voluntary contributor, paid contributions at a rate exceeding the employed rate.

18. If it appears to the Joint Committee that the net amount credited Adjustments in cases of or debited to any Society as transfer values in respect of unmarried women spinsters and widows who became or ceased to be members of the Society by transfer and widows, from or to other Societies before the 1st day of July, 1918, is substantially greater or less than a sum which would have been so credited or debited if such transfer values had been calculated upon the basis of the Tables of reserve values contained in the Third Schedule to these Regulations (see p. 290) instead of upon the basis of Tables A and B referred to in Article 5 of these Regulations, there shall be credited or debited to the Society such amount as, in the opinion of the Joint Committee, is appropriate, and a similar amount shall be debited or credited to the Reserve Suspense Fund, as the case may require.

19.-(1) The Commissioners shall ascertain the total sum applied or Adjustments in cases of applicable by each Society under the proviso to Section 44 (2) of the prinsuspended cipal Act towards the payment of the benefits therein specified to members married who were married women (not being women to whom Section 45 of the womer said Act applied) and who, being suspended from the ordinary benefits,

REGULATIONS, 1918.

Amount to be credited to reserve suspense fund under S. 22 (5) of Act of 1918.

Provision

with regard to persons resident in Ireland.

[England, Scotland, Ireland, and Wales.]

elected not to become voluntary contributors under Section 44 aforesaid, and, if the sum so ascertained is less than an amount obtained by multiplying the sum of 40s. by the number of such women, so much of the reserve values credited to the Society as is equal to the difference shall be debited to the Society and credited to the Reserve Suspense Fund.

(2) A similar calculation and adjustment between the funds of Societies and the Reserve Suspense Fund shall be made in the case of married women who, being suspended as aforesaid, elected to become voluntary contributors under Section 44 aforesaid, and for this purpose such women shall be treated as though in each case a sum of 30s. had been applied by the Society towards the payment of benefits under the proviso to Section 44 (2) aforesaid.

20.-(1) The amount to be debited to a Society and credited to the Reserve Suspense Fund under Section 22 (5) of the Act of 1918 on the marriage, whether before or after the 1st day of July, 1918, of a woman who is a member of the Society, other than a woman to whom Section 45 of the principal Act applied, shall be 20s.

(2) In the case of a woman who married before the 1st day of July, 1918, and was suspended from benefits under Section 44 (1) of the principal Act any sum which has been debited to the Society of which she is a member and carried to the credit of the Married Women's Suspense Account shall be recredited to the Society.

[Ireland.]

21. If a member of a Society is or was at the time of attaining the age of 70 resident in Ireland the sum of £1 12s. 6d. shall be debited to the Society and credited to the Reserve Suspense Fund.

SCHEDULES.

FIRST SCHEDULE.

[England, Scotland, Ireland, and Wales.]

PART I.

List of Regulations Revoked.

National Health Insurance (Tables of Reserve Values) Regulations, 1914.
National Health Insurance (Transfer Values) Regulations, 1915.

National Health Insurance (Lapsed Transfer Values) Regulations, 1915.

National Health Insurance (Reserve Values) Regulations, 1916.

National Health Insurance (Transfer Values) Amendment Regulations, 1918.

PART II.

List of Regulations and parts of Regulations deemed never to have had effect.

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REGULATIONS, 1918.

England, Scotland, Ireland, and Wales.]

SECOND SCHEDULE.

TABLE OF RESERVE VALUES IN RESPECT OF EMPLOYED CONTRIBUTORS WHO ENTERED INTO INSURANCE ON OR AFTER THE 13TH OCTOBER, 1913.

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REGULATIONS, 1918.

[England, Scotland, Ireland, and Wales.]

TABLE B.

Members over the age of 69 and under the age of 70 at Entry into Insurance.
EMPLOYED CONTRIBUTORS ONLY.

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TABLE OF RESERVE VALUES IN RESPECT OF MEMBERS OF SOCIETIES BEING
UNMARRIED WOMEN AND WIDOWS UNDER THE AGE OF 65 WHO ENTERED
INTO INSURANCE BEFORE THE 13TH OCTOBER, 1913, AND WHO, BEING PERSONS
under the age of 45 were EITHER EMPLOYED OR VOLUNTARY CONTRIBU-
TORS, OR Being persons over the age of 45 and under the age of 65,
WERE EMPLOYED CONTRIBUTORS.

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