1911.

s. 39-42.

Special provisions with regard to societies with branches.

Power to separate men's and women's funds.

Provisions as to deposit contributors.

(h) A scheme made under this section shall not affect any person who becomes a member of the society or branch after the date as at which the valuation was made, or any member over seventy years of age:

(i) [This paragraph, which had reference to the conditions attaching to the transfer of members from approved societies or branches disclosing a deficiency on valuation, was repealed by Section 48 (4) of the National Health Insurance Act, 1918 (p. 117). For provisions respecting such transfers see now Section 21 of that Act (p. 106).]

(2) Any member liable to a levy payable at intervals may relieve himself of the liability thereto, and a member subject to a diminution of benefits by virtue of any such scheme may, with the consent of the society or branch, acquire a right to undiminished benefits, on payment to the Insurance Commissioners of the capitalised value of the levy or diminution of benefits, as the case may be, ascertained in the prescribed

manner.

39. [This Section, which had reference to the pooling arrangements to be made on valuation in the case of small societies, was repealed by Section 48 (4) of the National Health Insurance Act, 1918 (p. 117). For provisions as to the making of such arrangements, whether or not the societies concerned have joined an association for valuation purposes, and for the formation of such associations, see now Section 3 (4) and (5) of that Act (p. 95).]

40. (1) Where a society with branches is so organised that the branches in different geographical areas are grouped together for the purposes of this section, the branches in any such area may, if and to such extent as the rules of the society so provide, and if the number of members of the branches being insured persons in the area exceeds five thousand, be treated for the purposes of the provisions of this Part of this Act relating to valuations, surpluses, and deficiencies as if they formed a separate society (a).

(2) The rules of any society with branches may provide for the branches reinsuring with the society their liabilities in respect of any of the benefits under this part of this Act, or, if the society is so organised as aforesaid, for such reinsurance either with the society or with the group (a).

(3) Where a society with branches has among its members insured persons who are not members of any branch, and the benefits of such members are administered by the society itself, such members shall be treated for the purposes of this Part of this Act relating to valuations, surpluses, and deficiencies as if they formed a separate branch.

41.-Where an approved society, not being a society with branches, has amongst its members both men and women, and the rules of the society so provide, the provisions of this Part of this Act with respect to valuations, surpluses, and deficiencies shall apply to the society as if it were a society consisting of two branches, the one comprising the male members and the other comprising the female members.

Deposit Insurance.

42. Until the first day of January nineteen hundred and fifteen (b), the following provisions shall apply in the case of insured persons (in this Act referred to as deposit contributors) who have not joined an approved society within the prescribed time, or who, having been members of an approved society, have been expelled or have resigned therefrom

(a) Sub-sections (1) and (2) no longer have effect, except so far as they may apply to geographical areas consisting of integral parts of the United Kingdom: see Section 5 of, the Second Schedule to, the National Health Insurance Act, 1918 (pp. 97 and 118.) (b) The operation of this Section has been continued until 31st December, 1918, by successive Expiring Laws Continuance Acts.

and have not, within the prescribed time, joined another approved
society (a) (b) :-

(a) Contributions by or in respect of a deposit contributor shall
be credited to a special fund to be called the Deposit Con-
tributors Fund (c) :

(b) The sums required for the payment of any sickness, disable-
ment, or maternity benefit payable to a deposit contributor,
except so far as they are payable out of moneys provided by
Parliament, shall be paid out of the money standing to his
credit in the Deposit Contributors Fund (c), and his right
to benefits under this Part of this Act shall be suspended on
the sums standing to his credit in that fund being exhausted,
except that his right to medical benefit and sanatorium benefit
shall continue until the expiration of the then current year,
and that the Insurance Committee, if it has funds available
for the purpose and thinks fit so to do, may allow him to
continue to receive medical benefit or sanatorium benefit or
both such benefits after the expiration of such year :

(c) Such sum as may be prescribed shall in each year be payable
in respect of each deposit contributor towards the expenses
incurred by the Insurance Committee in the administration of
benefits (b):

(d) Such sum as the Insurance Committee may, with the consent
of the Insurance Commissioners, determine shall in each year
be payable in respect of each deposit contributor for the purposes
of the cost of medical benefit:

(e) The sums payable in respect of a deposit contributor for the
purposes of medical benefit and sanatorium benefit, and towards
the expenses of administration, shall, except so far as they
are payable out of moneys provided by Parliament, be deducted
at the commencement of each year from the amount standing
to his credit in the Deposit Contributors Fund (c), and, if at the
commencement of any year the amount so standing to his credit
is insufficient to provide such sums, he shall not, unless the
Insurance Committee consents, and except subject to such
conditions as that committee may impose, be entitled to any
benefits during that year (b) :

(f) Upon the death of a deposit contributor, four-sevenths (d)
(or in the case of a woman one-half (d)) of the amount standing
to his credit in the Deposit Contributors Fund (c) shall be dealt
with as if it were a sum payable to an insured person by way
of benefit under this Part of this Act and unpaid at the date of
his death, and the balance thereof shall be transferred to the
Reserve Suspense Fund (e) :

(g) Where a deposit contributor proves to the satisfaction of the
Insurance Committee that he has permanently ceased to reside

(a) In Scotland and Ireland, county councils may, with the approval of the Commissioners, establish county societies for persons resident in the county who are not members of any approved society: see Sections 80 (10) and 81 (7).

(b) Section 31 of, and Part I. (8), (9) and (10) of the Fourth Schedule to, the National Health Insurance Act, 1918 (pp. 113 and 121), authorise the making of regulations with regard to the application of the provisions of that Act to deposit contributors, the keeping of the accounts of such contributors, the payment of benefits to them, and the amounts chargeable for the administration of such benefits.

(c) The name of this Fund was formerly the “ Post Office Fund," but it was altered to the "Deposit Contributors Fund by Section 36 of the National Insurance Act, 1913 (p. 84).

(d) In Ireland, six-elevenths and four-ninths respectively see Section 81 (18). (e) The words from "shall be dealt with" to the end of the paragraph were substituted for the words formerly contained in the concluding part of this paragraph by Section 37 (2) of the National Health Insurance Act, 1918 (p. 115). For provisions as to the manner in which benefit unpaid at the date of death of an insured person is to be dealt with, see Section 37 (1) of that Act (p. 114), and for the establishment of the Reserve Suspense Fund, see Section 15 (1) of that Act (p. 102).

1911. s. 42.

1911.
3. 43-46.

Special
provisions
with regard to
persons in the
naval and
military

service of the
Crown.

in the United Kingdom, four-sevenths (a) (or in the case of a woman_one-half (a)) of the amount standing to his credit in the Deposit Contributors Fund (b) may be paid to him.

43. [This Section, which had reference to transfers from approved societies to deposit insurance and vice versa, was repealed by Section 48 (4) of the National Health Insurance Act, 1918 (p. 117). For provisions as to such transfers, see now Section 16 of that Act (p. 103).] (c)

Provisions as to Special Classes of Insured Persons.

44. [This Section, which contained special provisions with respect to married women, was repealed by Section 48 (4) of the National Health Insurance Act, 1918 (p. 117). For provisions respecting the insurance and benefits of such women, see now Section 22 of that Act (p. 107).]

45.-[This Section, which contained special provisions as to aliens, was repealed by Section 23 (1) of the National Health Insurance Act, 1918 (p. 109). By that Section it is provided that (subject to such reservations as may be prescribed by regulations made thereunder) alien insured persons who formerly received benefits at reduced rates are now to be treated for all purposes in the same way as British subjects.]

46.-(1) For the purpose of providing seamen, marines, and soldiers (d) with such benefits during their term of service and after their return to civil life as are hereinafter in this section mentioned, there shall be paid to the Insurance Commissioners by the Admiralty and Army Council respectively, out of the moneys provided by Parliament for navy and army services, in respect of every seaman and marine (e) within the meaning of the 28 & 29 Vict., Naval and Marine Pay and Pensions Act, 1865, and of every soldier (e) of the regular forces (not being a soldier of His Majesty's Indian Forces, of the Royal Malta Artillery or a native soldier of any regiment raised outside the United Kingdom), if such seaman, marine, or soldier is a member of an approved society, a sum of threepence in respect of each week or part of a week for which he receives pay, and, if such seaman, marine, or soldier is not a member of an approved society, such sum per week as may be prescribed:

c. 73.

Provided that—

(a) the number of the persons in respect of whom payments are to be made under the foregoing provision shall be ascertained in such manner, and the sums to be paid thereunder shall be paid to the Insurance Commissioners in such manner and -at such dates in each year as shall be agreed between the Insurance Commissioners and the Admiralty and the Army Council respectively; and

(b) no payment shall be made in respect of any seaman, marine, or soldier who has completed the period of his first engagement

(a) In Ireland, six-elevenths and four-ninths respectively. See Section 81 (18). (b) See footnote (c) on preceding page.

(c) Section 15 (3) of the National Health Insurance Act, 1918 (p. 102) provides for the closing of the Lapsed Transfer Values Account which was constituted by the regulations made under Section 43 (1) (b), and for the transfer of any sums standing to the credit of that Account to the Reserve Suspense Fund established by Section 15 (1) of the Act of 1918.

(d) For the extension of the provisions of this Section (subject to any necessary modifications and adaptations) to officers and men of the Regular Air Force, the Air Force Reserve, and the Auxiliary Air Force, see Section 25 of the National Health Insurance Act, 1918 (p. 110).

(e) Section 22 of the National Insurance Act, 1913 (p. 80), provides that, for the purposes of this Section, "marine" includes every warrant officer of marines, except Royal Marine gunners; and "soldier " does not include a soldier who has not been finally accepted for service.

1911.

and has re-engaged for pension and who gives notice within
the prescribed time that he does not desire that the provisions
of this section should apply to him; and

(c) the Admiralty and the Army Council respectively shall recover
by deduction from the pay of seamen, marines, and soldiers
in respect of sums paid under this section such amount not
exceeding one penny halfpenny in respect of each weekly
contribution as they may think fit (a).

(2) A seamen, marine or soldier, who is a member of an approved society shall for the purposes of this Part of this Act be treated as if he had been employed within the meaning of this Part of this Act, and a contribution had been paid in respect of him for each week from the date of his entry or enlistment to the date of his discharge, subject, until his discharge, to the following modifications (b) :—

(i) [Repealed by Section 24 (4) of the National Health Insurance Aci,
1918 (p. 110).]

(ii) He shall not be entitled to medical benefit, sanatorium benefit,
sickness benefit, or disablement benefit;

(iii) Maternity benefit shall be payable, notwithstanding that both
he and his wife are resident outside the United Kingdom at the
date of the confinement, and the society may arrange with the
Admiralty or Army Council for the administration of the benefit
through the Admiralty or Army Council;

(iv) There shall be credited to the approved society of which he is
a member a sum equal to fourpence for each weekly contri-
bution paid, and an equal sum shall be treated as having been
expended on benefits, and the proper proportion thereof shall
accordingly be paid out of moneys provided by Parliament (c).

(3) The provisions of the last preceding sub-section shall apply to seamen, marines, and soldiers who are not members of approved societies, subject to the following modifications (d) :

(a) [Repealed by Section 24 (5) of the National Health Insurance Act,
1918, (p. 110).]

(b) There shall be credited to the Navy and Army Insurance Fund (e)
a sum equal to fourpence for each weekly contribution paid
in respect of every seaman, marine, or soldier who has not
joined an approved society, and an equal sum shall be treated
as having been expended on benefits, and the proper proportion
thereof shall accordingly be paid out of moneys provided by
Parliament (f).

(a) This sub-section was substituted for the sub-section formerly contained here by Section 24 (1) of the National Health Insurance Act, 1918 (p. 109).

(b) Substituted for the provisions formerly contained here by Section 24 (4) of the National Health Insurance Act, 1918 (p. 110).

(c) This paragraph was substituted for the paragraph formerly contained here by Section 3 (2) of the National Insurance (Part I. Amendment) Act, 1915 (p. 90), with effect as from 6th July, 1914.

(d) Substituted for the provisions formerly contained here by Section 24 (5) of the National Health Insurance Act, 1918 (p. 110).

(e) For provisions as to the making of regulations for the application to the Navy and Army Insurance Fund and to members of that Fund, subject to such modifications. adaptations, and exceptions as may be prescribed, of the provisions of Part I. of the principal Act and of the National Health Insurance Act, 1918, relating to approved societies, to members and membership of and transfer to and from such societies, and to lapses from insurance, and for the provision out of that Fund of benefits for seamen marines, &c., after discharge, see Section 31 of, and Part I. (4) of the Fourth Schedule to, the Act of 1918 (pp. 113 and 120).

(f) This paragraph was substituted for the paragraph formerly contained here by Section 3 (3) of the National Insurance (Part I. Amendment) Act, 1915 (p. 90), with effect as from 6th July 1914.

B2686

B

s. 46.

1911. s. 46.

(c) The weekly contributions to be made by the Admiralty and Army Council in respect of such men shall be such as may from time to time be required to keep the Navy and Army Insurance Fund solvent :

(d) If any such man was at the date of his entry or enlistment a deposit contributor, he shall, for the purpose of dealings with the sum standing to his credit in the Deposit Contributors Fund (a), be treated as if the Navy and Army Insurance Fund had been an approved society, and he had at the date of his entry or enlistment become a member of that society:

(e) In the case of a seaman, marine, or soldier serving at the commencement of this Act, there shall be credited to the Navy and Army Insurance Fund such reserve value as would have been credited to an approved society had he at that date become a member of the society as an employed contributor: Provided that no such reserve value shall be credited to that fund if at the date aforesaid he had completed the period of his first engagement and had re-engaged for pension, unless he elects to have deductions made from his pay, or unless, not having so elected, he becomes on discharge entitled to benefits payable out of that fund as hereinafter mentioned:

Every such man shall, until discharged, be entitled to maternity benefit payable out of the Navy and Army Insurance Fund, and shall be entitled to such benefit, notwithstanding that both he and his wife are at the date of the confinement resident outside the United Kingdom, and the benefit shall be administered by the Admiralty and Army Council either directly or through Insurance Committees :

(g) [Repealed by Section 24 (6) of the National Health Insurance Act, 1918 (p. 110).]

(h) A man discharged from service as a seaman, marine, or soldier (b) who proves that the state of his health is such that he cannot obtain admission to an approved society may, if he so elects, on making application to the Insurance Commissioners in the prescribed manner within three months of his discharge, or such longer time as may be prescribed, become, subject to regulations made by the Insurance Commissioners after consultation with the Admiralty and Army Council, entitled to benefits (other than additional benefits) provided under this Part of this Act at the full rate (c), the cost of which benefits shall be payable out of the Navy and Army Insurance Fund (d), and such benefits shall be administered by Insurance Committees or otherwise in such manner as may be prescribed by such regulations as aforesaid, and any contributions paid under this Part of this Act by or in respect of him shall be paid into that fund (e) :

(a) See footnote (c) on p. 27.

(b) Section 4 of the National Insurance (Part I. Amendment) Act, 1917 (p. 93), provides that men discharged from service as seamen, marines, or soldiers who, by reason of their having elected not to pay contributions during the period of their service, or for any other reason, are not qualified to receive benefits out of the Navy and Army Insurance Fund shall, in certain circumstances and subject to certain conditions, be entitled to medical and sanatorium benefits out of that Fund.

(c) See, however, footnote (a) on the following page as to the reduction or suspension of benefits in certain cases where pensions or gratuities are awarded in respect of sickness or disablement attributable to or aggravated by service during the present war. (d) See footnote (e) on preceding page.

(e) The requirements of this paragraph as to proof of state of health and to making application within the prescribed time do not apply in the case of seamen, marines, and soldiers who on discharge from service during or within the prescribed period after the conclusion of the present war, are certified by the Admiralty or Army Council to be suffering from any disease or disablement, or bodily or mental unfitness: see Section 1 of the National Insurance (Navy and Army) Act, 1914 (Session 2), (p. 88). See also footnote (b) above.