SECOND ANNUAL REPORT ON THE BUILDING AND LOAN ASSOCIATIONS OF CALIFORNIA.

Second Annual Report on the Building and Loan Associations of the State of California. By the Board of Commissioners of the Building and Loan Associations. May 31, 1895. xiv, 387 pp.

This report is for the year ending May 31, 1895, and comprises statements in detail from the 144 association's doing business in the State. Forty-three pages are devoted to an analysis of the statistics and a discussion of exceptional methods prevailing in some associations. An appendix of 31 pages presents the laws of the State for the formation. government, control, and existence of corporations.

The number and the proportional amount of business done by each of the three classes into which the associations are divided is given in the following statement:

NUMBER AND PERCENTAGE OF BUSINESS OF DIFFERENT CLASSES OF BUILDING AND LOAN ASSOCIATIONS.

Of the 135 local associations reported, 134 are on the serial and 1 on the terminating plan.

The aggregate resources and liabilities and the aggregate receipts and disbursements of the different classes of associations are shown in the following table:

RESOURCES AND LIABILITIES, RECEIPTS AND DISBURSEMENTS OF BUILDING AND LOAN ASSOCIATIONS.

RESOURCES AND LIABILITIES, RECEIPTS AND DISBURSEMENTS OF BUILDING AND LOAN ASSOCIATIONS-Concluded.

The following table presents miscellaneous statistical information that is shown in separate statements, arranged under appropriate heads, and accompanied with proper explanation and analysis:

MISCELLANEOUS STATISTICS OF BUILDING AND LOAN ASSOCIATIONS.

MISCELLANEOUS STATISTICS OF BUILDING AND LOAN ASSOCIATIONS-Concluded.

ANNUAL REPORT ON THE COOPERATIVE SAVINGS AND LOAN ASSOCIATIONS OF NEW YORK.

Annual Report of the Superintendent of Banks Relative to Cooperative Savings and Loan Associations for the year 1894. Transmitted to the Legislature March 1, 1895. Charles M. Preston, Superintendent. 978 pp.

This report opens with 20 pages devoted to a summarization of the statistics, discussion of exceptional methods prevailing in some associations, and the names and addresses of associations that came into existence and of those that were closed during the year. Nine hundred and fifty-eight pages are contained in the appendix and index. The returns for each of the 393 associations reported are presented in detail in the appendix, and the returns for 368 associations are summarized by county totals. The returns for "lot associations" (25) and for the foreign association doing business in the State are shown separately. The laws of the State governing the organization and supervision of associations are given in full.

The following statements give the aggregate assets and liabilities, receipts and disbursements, and the earnings account of the 368 associations the reports of which have been tabulated: